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Top 15 Home Remedies for Oily Skin

1. Introduction
2. Let's see below all the Home Remedies
       2.1. Recognize Your Skin Type
       2.2. Wash your Face
       2.3. Use Face Wash
       2.4. Blotting papers
       2.5. Honey
       2.6. Cosmetic clay
       2.7. Oatmeal
       2.8. Almonds
       2.9. Tomatoes
       2.10. Aloe vera
       2.11. Trust Ayurveda
       2.12. Trust Ayurveda
       2.13. Avoid Oil-Based Products
       2.14. Eat Healthy & Stay Fit
       2.15. Drink Plenty of Water

3. Preventing oily skin
4. 10 do's and don?ts from dermatologists

Introduction:

This occurs when the sebaceous glands produce excessive amounts of oily skin. These glands are located just below the skin's surface in the dermis.

Sebum is an oily substance that is composed of fat. Sebum isn't all bad, as it protects and moisturizes your skin, and keeps your hair shiny and healthy.

In contrast, too much sebum may result in oily skin, which can lead to clogged pores and acne. Sebum production can be increased due to genetics, hormonal changes, or even stress levels.

Oily skin and acne are difficult to manage. Still, home remedies can reduce symptoms without the use of prescription drugs or expensive skincare regimens. Here are ten home remedies for oily skin that you can try.

Let's see below all the Home Remedies:

#1 Recognize Your Skin Type:

The pH level and oil balance of your skin determine the criteria for oily skin. Try to determine how oily your skin is before applying oil-balancing methods! Follow these simple steps to get started:

Check, when your skin becomes more oily and when seems less oily
Learn why your skin becomes oily
Recognize, whether your skin is naturally oily or any skin product makes it oily
Learn whether simple home remedies can control the oil excessiveness or you need to seek dermatological help
And notice whether your face seems oily for the whole month or it becomes oily for the particular period of a month

#2 Wash your Face

It seems obvious, but many people with oily skin don?t wash their faces daily. If your skin?s oily, washing your face with water is one common thing; you can apply to control the excess oil from your skin. This activity doesn?t need any extra time attention; you can do this every time you go near your sink or basin.

All you need to do is that flap handful of water on your face more than 7-8 times and pat the face dry gently with a soft piece of cloth. This will remove the extra oil and clean the plain dirt layer from your skin surface.

#3 Use Face Wash

As plain water cannot always remove the entire oily layer from our skin's surface, face-wash is a great alternative. The use of a little soap-based face wash two times a day, according to dermatologists, can actually help balance the excessive oil in your cells.

If you have acne, you should use an astringent or cleanser-based face wash that contains salicylic or benzoyl acid. They can unclog pores, remove excess oil, and reduce the risk of acne all in one go.

#4 Blotting papers

While these thin, small papers won't stop your sebaceous glands from going into overdrive, they can help minimize shiny, greasy skin by blotting excess oil from your face.

This can be particularly embarrassing if you're going to be in public. Carry blotting paper cuttings or medicated pads for quick relief in such situations.

These products can be found in any medical store or beauty shop that is licensed and regulated. These products contain acids that are beneficial to the skin, such as glycolic acid and salicylic acid, among others. It takes only a second for them to absorb all of the extra oil from your cells, giving you that supple, natural look for a short while. However, you should consult an expert before using these products and be sure to follow the dosage instructions exactly.

#5 Honey

Nature's most revered skin remedy, honey, is one of the world's most popular products. The oily and acne-prone skin may benefit from its antibacterial and antiseptic properties.

A natural humectant, honey keeps the skin moist but not oily. Humectants rob the skin of moisture without replacing it.

Ideally, apply a thin layer of raw honey to your face; let it dry for about 10 minutes before rinsing with warm water.

#6 Cosmetic clay

In relation to soaking up skin oil, cosmetic clays also treat a variety of skin conditions. A popular treatment for oily and acne-prone skin, French green clay is highly absorbent. French green clay is available as a powder.

To make a spa-worthy French green clay mask:

Add filtered water or rose water to about a teaspoon of clay until it forms a pudding-like consistency.
Apply the clay mixture to your face and leave it on until it dries.
Remove the clay with warm water and pat dry.

Clay masks removed with water are much gentler on your skin than peel-off masks.

#7 Oatmeal

Over time, oatmeal can help to reduce skin inflammation and remove excess oil. It also aids in the removal of old, dead skin cells. When oatmeal is used as a facial mask, it is usually ground up before use. It can be mixed with yogurt, honey, or mashed fruit such as bananas, apples, or papaya.

To use oatmeal on your face:

Combine 1/2 cup ground oats with hot water to form a paste.
Stir in 1 tablespoon honey.
Massage the oatmeal mixture into your face for about three minutes; rinse with warm water, and pat dry.
Alternatively, apply the oatmeal mixture to your face and leave it on

#8 Almonds

Almonds, when ground, not only exfoliate the skin but also absorb excess oils and dirt.

To use an almond face scrub:

Finely grind raw almonds to make 3 teaspoons.
Add 2 tablespoons of raw honey.
Apply to your face gently, in circular motions.
Rinse with warm water, and pat dry.

Before adding the honey, grind the almonds into a paste. 10?15 minutes is a good amount of time to leave the mask on. Wash with warm water, then pat dry with a soft cloth. If you are allergic to nuts, do not use them.

#9 Egg whites and lemons

Folk medicine uses egg whites and lemons to treat oily skin. It is believed that both ingredients tighten pores. It is possible that the acid in lemons and other citrus fruits will aid in the removal of oil. People with egg allergies should avoid this remedy.

To make an egg white and lemon face mask:

Combine 1 egg white with 1 teaspoon freshly-squeezed lemon juice.
Apply it to your face, and leave it on until the mask dries.
Remove with warm water, and pat dry.

#10 Tomatoes

Salicylic acid, found in tomatoes, is a common acne home remedy. Tomatoes contain acids that may help to remove excess skin oils and unclog pores by absorbing excess oil.

To make an exfoliating tomato mask:

Combine 1 teaspoon sugar with the pulp of 1 tomato.
Apply to the skin in a circular motion.
Leave the mask on for 5 minutes.
Rinse thoroughly with warm water, and pat dry.

You can also apply just tomato pulp or tomato slices to your skin.

#11 Aloe vera

Aloe vera is well-known for its ability to soothe burns and other conditions of the skin. There is scientific evidence, according to Mayo Clinic, that it helps treat flaky skin that has oily patches. Aloe vera is widely used to treat oily skin.

Before going to bed, apply a thin layer to your face and leave it on until the morning. It is well known that aloe vera can cause allergic reactions in people with sensitive skin. A small amount of aloe vera on your forearm is a good place to start if you haven't used it before If there is no reaction within 24 to 48 hours, it should be safe to use the product as prescribed.

#12 Trust Ayurveda

Ayurveda has been used for centuries to treat a variety of health problems, including oily skin, and its effectiveness is undeniable. Learn the Ayurvedic treatment for oily skin and take action to achieve a flawless skin type at home by learning the exact treatment.

Some of the effective Ayurvedic ways of treating oily skin are-

Wash your face with lukewarm milk once a day
Use essential oils like tea tree oil, lavender oil, rose oil, etc. in boiling water and get the stream regularly
Spread pure coconut oil on your face and wash off with lukewarm water once a day
Paste some rice in mortar pester, apply the paste with rose water for 15 minutes every day, and rinse off after rubbing gently
A mixture of lemon juice and lukewarm water is also extremely effective to control excessive oil from your cells

#13 Avoid Oil-Based Products

If your skin is naturally oily, you should avoid using oil-based beauty products as much as possible. Any beauty product that contains oil, such as a cream, moisturizer, toner, face pack, or for along, can intensify your skin's condition by causing excessive oil production.

As part of your regular skin-care regimen, use only oil-free moisturizer and sunscreen. Avoid cold creams and makeup remover lotions in your daily life because they are naturally formulated with a high concentration of moisturizers. When purchasing a beauty product, be sure to check the ingredient column to avoid any hassles.

#14 Eat Healthy & Stay Fit

Your stomach plays a crucial role in regulating the amount of extra oil that comes out of your cell membranes. Dermatologists always recommend eating a diet rich in antioxidants and omega-3 fatty acids. In addition to improving your skin's overall appearance, these foods also prevent your skin from producing uncontrollable oil and improve the overall texture of your face. These types of healthy diets also keep you fit and in shape, which is also important for achieving a skin type that is envied by others..

Some must-includable foods in this regard are-

Juicy fruits, like blueberries, cranberries, apples, grapes, strawberries, etc.
Colorful veggies like spinach, bell peppers, beans, tomatoes, celery, broccoli, carrots, artichoke, sweet potatoes, etc.
Edible seeds like flaxseeds, chia seeds, hemp seeds, pumpkin seeds, etc.
Other products that are rich in omega-3 fatty acids like walnut, Edamame, seaweed, algae, salmon, tuna, etc.

#15 Drink Plenty of Water

Oily skin can also be relieved by drinking plenty of water on a regular basis. Drinking 8-10 glasses of water per day will adequately hydrate your skin cells and prevent breakouts, which maintain a perfect balance between oil and water.

Oil glands are transformed by hydration, and lubricated cells are released, which reduces the amount of oil on your face. A normal amount of oil is produced by your cells, which keeps your skin soft, but not overly oily.

Preventing oily skin:

When genetics or hormones are to blame for oily skin, it's difficult to prevent. Practicing consistent skincare and avoiding unhealthy foods, such as fried foods, sugary foods, and processed foods, may be helpful in preventing acne.

If you have oily skin and are tempted to cover it up with heavy cosmetics, you may be making the problem worse. The use of makeup, especially foundation, should be reduced when oily skin flares up. Make the switch to oil-free products. Try to find products with the non-comedogenic label, as these are less likely to cause pore blockage.

Oily skin home remedies are touted as effective by many people. Researchers haven't done enough research on most remedies. Your personal situation and the quality of the products you use are both important factors in the success of a home remedy.

Long-term use of certain remedies can lead to allergies. If your skin becomes sensitive to a product, stop using it immediately and consult your doctor.

Stopped using a home remedy if it worsened your symptoms and consulted your doctor or dermatologist Serious acne or other oily skin symptoms should be treated by a doctor. Infection or scarring are possible outcomes.

10 do's and don?ts from dermatologists:

Although oily skin can clog pores and lead to acne breakouts, it also has many benefits, including the ability to reduce wrinkles. When the skin has a high oil content, it tends to be thicker and wrinkle-free. Over-oiling your skin and maintaining its natural moisture are the keys to success.

To help control oily skin, dermatologists recommend the following tips:

DO wash your face every morning, evening, and after exercise. While washing, resist the temptation to scrub your skin, even to remove makeup. Scrubbing irritates your skin, which can make it look worse.
DO choose skin care products that are labeled ?oil-free? and ?noncomedogenic.? This means that products that have these labels ? including cleansers, moisturizers, and makeup ? won?t clog your pores or cause acne.
DO use a gentle, foaming face wash. Many people believe that they need to use a strong face wash for oily skin in order to dry out their skin. However, using a face wash that is too harsh can irritate your skin and trigger increased oil production. Instead, look for a mild, gentle face wash.
DON?T use oil-based or alcohol-based cleansers. These can irritate your skin.
DO apply moisturizer daily. Although you have oily skin, it is still important to apply moisturizer to keep your skin hydrated. To save time and protect your skin from the sun?s harmful ultraviolet rays, look for a moisturizer that also contains a broad-spectrum sunscreen with an SPF of 30 or higher.
DO wear sunscreen outdoors. Sunscreen helps prevent sun damage that could lead to wrinkles, age spots and even skin cancer. To prevent acne breakouts, look for sunscreens that contain zinc oxide and titanium dioxide, and do not use sunscreens that contain fragrance or oils.
DO choose oil-free, water-based makeup.
DON?T sleep in your makeup. Always remove all makeup before going to sleep.
DO use blotting papers throughout the day. Gently press the paper against your face and leave it on for a few seconds to absorb the oil. Don?t rub the paper on your face, as this will spread the oil to other areas.
DON?T touch your face throughout the day. Although it?s tempting to touch your face, doing so can spread dirt, oil and bacteria from your hands to your face. Only touch your face when you?re cleansing, moisturizing or applying sunscreen or makeup, and make sure your hands are clean first.

If you really looking for something simple and better to lose weight faster ? Smoothie Diet or Fat Belly Tonic or more fitness guide

Continue Reading ? Skincare Routine Tips & Benefits

Prasanna posted in Skin Care

Post updated on: Aug 7, 2021 1:38:10 AM

Virat Kohli's Five T20 Cricket Records

Virat Kohli, captain of the India national cricket team, is one of the modern times greats of Indian cricket. He holds several world records in t20 international cricket. Following are the records he has as of today (6 August 2021).

1. MOST RUNS IN CAREER

Virat Kohli has scored a total of 3159 runs in 90 matches he has played. He is the only batsman to get more than 3000 runs in T20 Cricket. New Zealand Batsmen Martin Guptil is just behind him with 2939 runs.

2.HIGHEST CAREER BATTING AVERAGE

Indian Skipper has a splendid Average of 52.65. Second spot holder Mohammed Rizwan is far behind him with an average of 48.40.

Virat Kohli Batting By Bahnfrend - Own work, CC BY-SA 4.0, https://commons.wikimedia.org/w/index.php?curid=40593441

3.MOST FIFTIES IN CAREER

This legendary Indian batsman has 28 fifties, just two fifties ahead of his teammate Rohith Sharma, who has the second-highest number of 50s in T20 cricket.

4.MOST FOURS IN CAREER

Virat has hit 285 fours in his T20 career, which happens to be the highest ever in T20 cricket history. Martin nuptial, Stirling and Rohit Sharma are behind him, giving Virat Kohli a great completion in hitting fours.

5.MOST PLAYER-OF-THE-SERIES AWARDS

Kohli has won the highest number of Man of the Series awards in t20 cricket. He has seven awards in his bag, which is two ahead of Pakistan?s Babar Azam.

Narendran posted in Cricket

Post updated on: Aug 7, 2021 12:07:03 AM

FCO FOR BETARE OYA

ZONE 32, BETARE OYA,P.O BOX 12300.BETOUA,EAST REGION.CAMEROON

Tel: +23767858842 / Fax: + 2376 2222202

Our Ref. Code: 0258/DG/OG80274.11

Buyer: Mr. Date: 06:01:2017

FULL CORPORATE OFFER

GOLD BAR

Thanks for your willingness to transact with us. According to our procedures the principal/sellers with full legal and corporate responsibility and under penalty of perjury, with full knowledge of the act, and as seller are ready and able to deliver the herein offered (AU) metal under the following terms and conditions.

PRODUCT: Gold Bar
ORIGIN: Betoua (Cameroon)
QUANTITY: 10kg Gold Bar. (Trial order)
FINENESS/PURITY: 94.99% Plus
CURRENT PRICE: USD$32,000/ per 1kg @ 24 carats Gold Bar.
DISCOUNT: Applicable
PAYMENT: US$D/ by Wire Transfer, COD
METHOD OF PAYMENT: Total values of the Gold Dore Bar are to be paid through bank, after 3 days of buyer assay analysis and acceptance of Gold Bar.
POINT OF DELIVERY: Douala International Airport, Cameroon to buyer?s final destination.

A). DELIVERY: Arrangements will be made by seller, with seller?s delivery agents to deliver the Gold Bar to buyer?s destination by Air Cargo ? Europe or USA/Asia etc, before further deliver to buyer's final destination. Delivery took place within 3 days after acceptance/agreed of terms. It is estimated that All Government & Inland Taxes of the Gold Bar are to be borne by Seller.

N.B: The buyer shall pay total sum of gold value cash before taking possession of gold-Cash and carry at his destination.

B). The buyer will provide a refinery where the shipping company will deliver the Gold Bar. We transact on this procedure because we have lost so many products to people who claimed to be buyers while they are not but only use the claim to run away with our quality product without any trace.

C). We confirm that we can make monthly supply of 100 kilograms per month and a weekly supply of 25kg.

D). Moreover we deliver to buyers, to be paid after refinery test/assay, while buyers pay only for the shipment and taxes of the Gold Bar to their refinery. If you are prepared to work with us accordingly we therefore advise you give us a prompt response after going through the FCO and meeting the following questions:

1. The quantity you need to purchase for first shipment
2. Your Company/Refinery Address for delivery
3. Your direct Tel/Fax No.
4. Name of contact person for document processing
5. Country/Airport for delivery.

F). I want you to know that as soon as we receive your information, it will enable us to send you the Invoice for the quantity to purchase from us and then sign the contract with you. Meanwhile we do ship our products with a reliable shipping/transit Company that cargo our merchandise through Airline.

N.B: There are cases were buyer and seller comes to a compromises and seller has to transport gold himself to buyer?s refinery for testing. In this case, buyer shall provide seller with visa and roundtrip ticket.

E). THE SELLER CONFIRMS THAT EACH CONSIGNMENT WILL BE ACCOMPANIED BY THE FOLLOWING DOCUMENT'S to Europe/USA/ASIA or buyer's final destination point:

Commercial Invoice made out to BUYER
2. Certificate of Origin
3. Packing List
4. Assay Report
5. Certificate of Ownership
6 Master Air waybill etc at buyer?s request.

N.B: We deliver through diplomatic means to prevent buyer from government taxes harassment.

F). Please forward your Letter of Interest to us. As soon as terms are agreed by all parties, we will begin delivery procedures via Europe/, ASIA/ USA or other Countries. We look forward to establishing a long-term relationship with you by supplying Gold Bar to you on a long-term basis. If you have any questions please call or email us anytime. We look forward to your prompt reply and are ready, willing and able to deliver upon your request.

Seller Buyer

Sign ?? Sign?

FOR SELLER: FOR BUYER:

Mr.Aime Tarbah Tarh Mr.

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:06:30 AM

CLIENT COMPLIANCE FORMAT

1111111111111111111CLIENT COMPLIANCE APPLICATION

Insert Client Letterhead Here

1. PROGRAM CONFIRMATION

I ______________________________________(Insert First and Last Name) residing at address:______

_____________________________________________City____________________ State___________

Country:____________________________________________________________________________

hereby confirm the following:

A. Program Confirmation

I would like to apply for enrolment and acceptance into the following selected program:

[X] Owned Instrument with a value of $ 18,000,000.00 (Eighteen Millions US$)

The Instrument is a [ X ] BG / [ ] SBLC / [ ] MTN / [ ] LTN

The Instrument Currency is [ ] Euro / [ X] USD / [ ] GBP / [ ] Other ______________Specify

The Instrument Issuing Banks Name is:_____________________________ Bank Country:____________

I, (INSERT YOUR NAME), hereby declare with full personal and corporate responsibility under penalty of perjury that the information given here is true and correct, genuine and accurate.

By: (INSERT YOUR NAME)

Signed____________________________________________ Date_____/_____/_____

Title_________________________________ Passport Number ___________________

Insert Client Letterhead Here

2. ELIGABILITY DECLARATION

I ______________________________________(Insert First and Last Name) residing at address:______

_____________________________________________City____________________ State___________

Country:____________________________________________________________________________

hereby confirm the following:

Neither I or any person or company I represent is in ANY of the following categories that Secure Platform Funding will NOT provide service to:

Due to FATCA (Foreign Account Tax Compliance Act) we DO NOT provide ANY services to:

USA Passport Holders
USA Corporations
Clients that Reside in the USA
Businesses with Head Offices in the USA
Clients utilizing USA Bank Accounts for any part of their transaction with us.

We DO NOT provide ANY services to Passport holders or Businesses from the following countries:

Afghanistan
Libya
North Korea
Sudan
Syria
Yemen

I, (INSERT YOUR NAME), hereby declare with full personal and corporate responsibility under penalty of perjury that the information given here is true and correct, genuine and accurate and I am not in any of the categories or groups listed above.

By: (INSERT YOUR NAME)

Signed____________________________________________ Date_____/_____/_____

Title_________________________________ Passport Number ___________________

Insert Client Letterhead Here

3. CLIENT INFORMATION SHEET

In accordance with Articles 2 through 5 of the Due Diligence Convention and the Federal Banking Commission Circular of December 1998, and under the US Patriot Act of 2002, as amended in February 2003 concerning the prevention of money laundering and 305 of the Swiss Criminal Code and Anti Money Laundering Act, the following information may be supplied to banks and/or other financial institutions for purposes of verification of identity and activities of the Client described below, and the nature and origin of the funds which are to be utilized. The foregoing is subject to agreement by all parties to whom this information is provided that they are obligated to respect the privacy rights of the Client and all individuals described herein, as well as the generally accepted professional standards relating to the maintenance of confidential information, and to take all appropriate precautions to protect the confidentiality of the information contained herein, This legal obligation shall remain in full force indefinitely without restriction.

Corporate

Full Name of Institution :

Registration Number :

Date of Registration :

Domicile /Jurisdiction :

Postal Address :

Registration Address :

Physical Address :

(if different from Registration Address)

Business Telephone Number :

Business Facsimile Number :

E-mail Address :

Website :

Corporate Officer 1 and Title :

Corporate Officer 2 and Title :

Business Trading Type / Description :

Insert Client Letterhead Here

Details of Signatory to Contract ? Corporate & Individual

First Name :

Last Name :

Date and Place of Birth :

Nationality :

Passport Number :

Date of Issue of the Passport :

Expiry Date of the Passport :

Title in the Corporation :

Mobile Phone Number :

Home Address :

Home Telephone Number :

Home Facsimile Number :

E-mail Address :

Legal Advisor Name :

Legal Advisor Address :

Legal Advisor Telephone Number :

Legal Advisor Facsimile Number :

Do you speak English? :

If no, what language? :

If English is not listed, please provide the name and co-ordinates of a person you designate to translate from English to your preferred language.

Translator Name :

Translator Address :

Translator Telephone Number :

Translator Facsimile Number :

Translator E-mail Address :

Details of the Bank Account ? From Where your Instrument is held/issued

Bank Name :

Bank Address :

Bank Swift Code :

Account Name :

Account Number :

Account Signatory Name and Title :

Bank Officer Name and Title :

Bank Officer Telephone Number :

Bank Officer Facsimile Number :

Bank Officer E-mail Address :

Insert Client Letterhead Here

4. DECLARATION OF NON SOLICITATION AND FUNDS OWNERSHIP

I, (INSERT YOUR NAME) warrant and attest, with full personal and corporate responsibility that as the beneficial owner; I have full legal title and authority with no governing restrictions over the herein described Bank Instrument.

We hereby grant THE TRANSACTING PRINCIPALS and/or Secure Platform Funding full permission and authority to verify, confirm, and reconfirm said collateral and/or assets on a bank-to-bank basis and conduct standard background checks of the collateral and/or assets, and the corporate entity owning such.

I warrant and attest that I have not authorized or offered to any other party, consultant, broker or investor the placement of the collateral and/or assets defined herein nor have I shopped the collateral and/or assets to any other financial broker, consultant or company in the last 8 weeks.

I certify and attest that at no time has your organization or any agent and / or appointee on your behalf made any offer or solicitation.

I, (INSERT YOUR NAME) attest and warrant with full responsibility under the penalty of perjury that:

a) The available Bank Instrument listed in this Application is from good, clean, cleared sources, free and clear of security interests or similar interests of any kind or nature whatsoever.

b) I or the company I act for are the full owner or beneficiary of the Bank Instrument.

c) The Bank Instrument has been legitimately earned and obtained from non-criminal & non terrorist origins.

d) The Bank Instrument is free and clear of any liens or encumbrances and the Bank Instrument is under my control, immediately available and freely transferable without consent of any third party.

e) The Bank Instrument are legally earned, taxed, and include no independent third-party interests.

f) The Bank Instrument owner and beneficiary are not a party to a law suit or pending adverse legal action, further, there are no pending contracts existing, or about to exist, that could affect the said Bank Instrument.

g) All information supplied in the documentation submitted with this Application and the Bank Instrument involved, are not in violation of the Patriot Act of October 26, 2001, and amendments thereto, with its related financial crimes counterparts however interpreted, defined and enacted, whether within the United States or any other international jurisdiction.

I, (INSERT YOUR NAME), as Account Holder and duly Authorized Signatory, do hereby confirm that I have requested of you and your organization, specific confidential information and documentation on behalf of myself regarding currently available Private Financial Opportunities to serve only my interest, education, and not for further distribution.

I hereby agree that all information received from you is in direct response to my request, and is not in any way considered or intended to be a solicitation of any sort, or any type of offering, and for my general knowledge only. I hereby affirm under penalty of perjury, that I have requested this information from you and your organization of my choice and free will and further, and that you have not solicited me in any way.

I hereby represent that I am not an informant, nor am I associated with any government agency of the United States of America, or any other country, such as the Secret Service, Internal Revenue Service, Federal Bureau of Investigation, Central Intelligence Agency, Securities and Exchange Commission, Banking Commission, Interpol, any countries Financial Market Authority, nor any agency whose purpose is to gather information regarding such transactions or offerings.

I understand that any contemplated transaction is strictly one of a private nature, and is in no way relying upon, or relating to, the United States Securities Act of 1933, as amended, or related regulations, and does not involve the sale of public securities.

Further, I hereby declare that you have disclosed that you are not a licensed security trader, attorney, bank officer, certified public accountant or financial planner. Any information, work or service conducted hereunder is that of a private individual and that this is a project funding transaction that is exempt from the Securities Act and not intended for the general public but Private Use only.

I acknowledge that submission of this application is no guarantee of acceptance, that no reason for being declined needs to be given, nor do I have a right to appeal any decision. I agree that regardless of the outcome with my application I will not to make any negative public or private statement either in writing or verbally to any other party, website, media company or person.

The electronic or facsimile transmission of these documents shall be considered a binding and enforceable instrument, treated as original copy. Original may be obtained upon request.

I, (INSERT YOUR NAME), hereby declare with full personal and corporate responsibility under penalty of perjury that the information given within this application true and correct, genuine and accurate, that I have had the opportunity to consult appropriate professional accounting and legal advice and that I have read and voluntarily agree to all statements in this documentation without reservation or hesitation.

By: (INSERT YOUR NAME)

Signed____________________________________________ Date_____/_____/_____

Title_________________________________ Passport Number ___________________

Insert Client Letterhead Here

5. BOARD OF DIRECTORS CORPORATE RESOLUTION

A special meeting of the Board of Directors of (Company Name) (hereinafter referred to as ?Corporation?) was duly held in accordance with the Articles of Association/By Laws of the Corporation on the ___/___/___

Present at the meeting were the following Directors: ____________________________

______________________________________________________________________

The meeting of the Directors undertook the following Corporate Resolution, which has been recorded in the Minute of the Book of the Corporation.

It was unanimously resolved to utilize the (BG, SBLC, MTN, LTN) Bank Instrument with a value of ___________________________________________ on deposit at (Bank Name) for an investment, monetization, sale, trading or private financial opportunity.

Additionally it was unanimously resolved, that Authorized Persons Name of the Corporation who is the authorized signatory of the (BG, SBLC, MTN, LTN) Bank Instrument, is authorized to use the full companies corporate authority, to enter into instrument monetization, sale, trading and fee agreements as necessary, to make selections as to which investment, monetization, sale, trading or private financial opportunity will best suit the placement of these funds/assets so as to assure the anticipated financial returns and to receive and distribute all profits from the investment, monetization, sale, trading or private financial opportunity.

The necessary authority and powers required to undertake these tasks and responsibilities are hereby granted to:

Name :__________________________________________________

Passport No. :__________________________________________________

Country of Origin :__________________________________________________

It is therefore, unanimously resolved that the appointed officer above shall have the authority to negotiate all details and sign the final contract with the officer representing the investment, monetization, sale, trading or private financial opportunity and associated authorities or bank officers.

There being no further business, the meeting was declared adjourned, and in witness thereof, the directors signed below on the date first written above.

Signed and sealed this date of ___/____/____

Signature:__________________________ Full Legal Name:_____________________

Title:______________________________ Passport # :_________________________

Passport Issuing Country:_____________________________

Insert Client Letterhead Here

6. PASSPORT

Insert Full Color Photo of your Passport Here

I, (INSERT YOUR NAME), hereby declare with full personal and corporate responsibility under penalty of perjury that the passport above is mine and is true and correct, genuine and accurate.

By: (INSERT YOUR NAME)

Signed____________________________________________ Date_____/_____/_____

Title_________________________________ Passport Number ___________________

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:05:33 AM

SPA SAMPLE

SALE AND PURCHASE AGREEMENT (SPA) FOR

THE SUPPLY OF GOLD DORE BARSFROM GHANA

Seller?s Code :

Buyer?s Code :

FOR THE PURCHASE OF AURUM (Au)

This Agreement is for the purchase of Gold Dore (Au) and is made and entered into on this day of JUNE 2016 by and between:

Buyer :

Regd. Office :

Rep. By :

Title :

Passport :

E-Mail :

Phone :

Mobile :

Seller :

Regd. Office :

Physical Office :

Rep. By :

Title :

Passport :

E-Mail :

Phone :

Mobile :

IN GOOD CONSIDERATION OF THE WARRANTS, PROMISES AND MUTUAL COVENANTS HEREIN SET FORTH, BOTH PARTIES UNDERSTAND AND AGREE UPON THE TERMS AND CONDITIONS FOR THE PURCHASE OF GOLD DORE BARS (Au) AS FOLLOWS:

XXXXXXX. the Buyer, with full legal and corporate responsibility does hereby assert and warrant that he has legal funds to purchase, denominated herein as U.S. Dollars, which are good, clean, and clear and of non-criminal origin, and is able to, upon evidence of the seller?s commodity, provide banking capability, and furthermore, declares that he is ready, willing, and able to buy the herein mentioned gold dore bars (Au).

WHEREAS, XXXXXXXXXXXXXXXXXXXX the Seller, with full legal and corporate responsibility and under penalty of perjury, hereby asserts and warrants that he has in his possession gold (Au) in the physical form of dore bars readily available for sale and able to provide formal and legal documents evidencing the existence of the commodity and and -hereby declares that he is ready willing and able to sell the herein mentioned gold dore bars (Au) to be paid in US dollars.

COMMODITY SPECIFICATIONS

Commodity: AU-METAL (Gold Dore Bars)

Quantity: 200 Kg (50 kg per day)

Form: Dore Bars

Purity: % Min.

Fineness: 22 + Carats Min.

Assay: Final Assay Report, issued by BAR PURITY REFINERY Accra, Ghana accepted by Buyer and Seller.

Origin: Ghana

Delivery: FOB Accra, Ghana BAR PURITY REFINERY

Price: $xx,xxx.00 USD per Kg @ 99.995% out turn

Payment: Wire Transfer or Cash (payment in full must be made to transfer title)

Seller's declaration that the goods are not of criminal origin and are unencumbered and free and clear of any liens

NOW THEREFORE, in consideration of the undertakings of the parties herein contained, the parties do hereby agree as follows:

ARTICLE 01 - COMMODITY

AURUM (Au)

ARTICLE 02 - QUALITY OF THE COMMODITY

FORM : Dore Bars

SPECIFICATION : **Purity % or better** Fineness 22 karat or better.

ASSAY : Final assay to be made at the nominated refinery BAR PURITY Accra- Ghana.

ARTICLE 03 - COUNTRY OF ORIGIN

Ghana.

ARTICLE 04 - QUANTITY

200kg (kilograms) Gold Dore Bars. 50 kg per day

ARTICLE 05 - PACKING

Packed in metal boxes, suitable for Gold export shipment.

ARTICLE 06 - DISCHARGING REFINERY & INCOTERMS

FOB Bar Purity Accra, Ghana

ARTICLE 07 - PRICE

PRICE ? $xx,xxx USD/ per kg (for Final 99.995% purity & 22+ carats in net weight of Gold Dore Bars unrefined) is in United States Dollars.

ARTICLE 08 - DELIVERY TERMS

REFINERY INFO

Name of Refinery:

BAR PURITY GHANA LIMITED

#5 ABIDJAN STREET,

EAST LEGON, ACCRA, GHANA

CONTACT:

1) Seller returns in DOC format via email the final agreement signed and executed with full banking and passport attached, Buyer will return duly signed agreement and sealed via email in PDF format.

2) Both Buyer and Seller will attend BAR PURITY to perform final assay after arrival of the cargo in question in 50 kg tranches to total 200 kg.

3) Buyer is responsible for assaying, smelting and all charges at the nominated refinery. At the end of the refining process, the refinery shall present a copy of the ?Refinery Final Assay Report? to Buyer and Seller, for acceptance.

The quantity (weight) of the Gold and the purity percentage of the Gold will be as stated in the Final Assay Report. Seller will issue an Invoice to Buyer for payment.

4) Within one (1) banking days of receipt of the Final Assay Report from the Refinery and the Seller?s Final Invoice, the Buyer will send via SWIFT MT103 wire transfer the full amount of the payment for the 50 Kg Gold Dore Bars or the assayed amount of the total in the case of a partial shipment less than the total amount to the nominated Bank Account of the seller. The specific amount to be paid to the sellers account will be provided by Sellers invoice with the specific banking coordinates in this agreement. Buyer guarantees payment will be issued on successful assay results within the specified time period to the bank coordinates of the Seller. The total amount of 200 kg will be assayed and paid for 50 kg at a time.

5) NOTE: the gold remains in the refinery?s vault after assay till payment, before seller can tranfer ownership to the buyer

? After the funds had been cleared and reflected in Seller?s nominated Bank Account provided the Buyer becomes the owner of the Gold automatically taking possession without liens or encumbrances.

ARTICLE 09 ? PAYMENT

Payment 100% by Wire Transfer in USD immediately into the Seller?s nominated bank account provided within this agreement. Seller must issue invoice matching the final mutually accepted assay report. Assay must be on the entire quantity of Gold Dore Bars in the final assay report.

ARTICLE 10 - BANKING DETAILS

SELLER?S BANKING DETAILS

BANK NAME :

BANK ADDRESS :.

ACCOUNT NAME :

ACCOUNT ADDRESS :

IBAN NO. :

SWIFT CODE :

BUYER?S BANKING DETAILS

BANK NAME :

BANK ADDRESS :.

ACCOUNT NAME :

ACCOUNT ADDRESS :

IBAN NO. :

SWIFT CODE :

ARTICLE 11 - WARRANTIES BY THE SELLER

? Seller warrants that the Gold Au can be shipped to anywhere in the world without restrictions.

? Seller agrees to sell and deliver under the terms of this agreement the delivery of gold Au shipment as mutually agreed by the agreement.

? Seller warrants that the Gold Au has been legally acquired, and that there was no infringement or violation whatsoever of any laws and/ or regulations from the country of origin or of any other country that may apply to the history of transfer of ownership from the mining and production to the present owner, and to the moment that ownership of the title passes hands.

? The Seller covenants that the Gold Au to be sold is of standard good international accepted standard and it does not contain any dangerous content such as radioactivity, mercury, arsenic, cyanide or any other dangerous chemical elements or metals that cause harm to the environment or humans.

ARTICLE 12 - GENERAL CONDITIONS

? Buyer and Seller each declare unto one another that the Gold Au offered herein for sale, and the origin of the funds used for purchasing the Gold Au bars commodity, do not contravene:

? The Drug trafficking Offences act 1986,

? The Criminal act 1988, the Prevention of Terrorism (temporary provisions) act 1989,

? The Criminal Justice (International Co-operation) act 1990, the Criminal Justice Act 1993, the Swiss Criminal laws.

? The Money Laundering regulations 1993, and the U.S.A. Patriot Act of 2001-2006, or any other law related to any illegal or criminal activity. And accordingly each party to this agreement indemnifies each other against any such allegations which, may or may not be made in the future. And,

? To the best of his knowledge each party declares that, no specially designated nation, terrorists groups or organizations or governments that promote terrorism, specially designated narcotics traffickers, terrorist organizations, terrorists groups of pirates operating in the seas or oceans around Africa and Asia, blocked persons, or targeted countries, as designated by the U.S.A. Office of Foreign Assets Control is now or will hereafter (1) be a party to this transaction or (2) share in any benefits of this transaction payments. And, none of these parties will receive any financial support from the payment for this Gold bars transaction.

ARTICLE 13 - CHANGE TO BANKING COORDINATES

Buyer or seller as agreed in writing may change banking coordinates during the contract to expedite payment arrangements.

ARTICLE 14 - BANK COMMUNICATION

Any unauthorized communication with either party?s bank/ bank officer will give the affected party the right to void and cancel this contract. The Seller and the Buyer are not authorized to call or contact the other party?s bank or bank officers without the authorization from the other party. Banking days refer to Banking Business Days.

ARTICLE 15 - SPELLING AND TYPOGRAPHICAL ERRORS

And differences of such nature between bank issued and beneficiary issued documents shall not be deemed discrepancies provided that the intent of the writer is clear from the context and in such case only UCP500 regulations shall apply at any time, and correction of any error or discrepancy to be requested by the other party to be corrected via fax. And this shall not delay the transaction progress.

ARTICLE 16 - TOTAL AGREEMENT

This agreement supersedes any and all prior agreements and represents the entire agreement between the parties. No changes, alterations or substitutions shall be permitted unless the same shall be notified in writing and signed by both parties. If any provision of this agreement shall be held to be invalid, illegal and unenforceable or in conflict with any law of jurisdiction, the validity, legality and enforceability of the remaining provisions shall not in any way be affected or impaired thereby. No changes, alterations or substitutions shall be permitted unless the same shall be notified in writing and signed by both parties. This agreement is assignable.

ARTICLE 17 - ELECTRONIC COPIES

This agreement shall be accepted to be legal and binding by both parties if executed and sent by fax and/or email direct to the parties concerned at the coordinates contained within this agreement.

ARTICLE 18 - BINDING AUTHORITY

This agreement is binding upon the parties hereto, their assigns and successors and is signed with full authority to act.

ARTICLE 19 - COUNTERPARTS

This contract may be executed in one or more counterparts [each party may sign a separate copy of the same contract], or signed by facsimile / electronic copies, each of which shall be deemed as original, all of which shall constitute one original and the same contract when individually signed by each party, in different places and time, and it is a binding and enforceable legal document.

ARTICLE 20 - TAXES AND INSTITUTIONAL COSTS

Buyer hereto individually and separately accepts that all liabilities for taxes, levies, duties, charges and any institutional costs applicable in the execution their respective rules and regulations will be covered by respective parties. In the event it occurs, the parties hereto shall only be responsible for those commissions and fees that they in writing have agreed to pay. Each party shall indemnify and hold the other party harmless against any third party claims or other forms of payment demands of above-mentioned nature.

ARTICLE 21 - APPLICABLE LAW AND JURISDICTION

? This Agreement shall be governed by and construed in accordance with the laws of England.

? Any dispute arising out of or in connection with this Agreement, including any question regarding its existence, validity or termination, shall be referred to and finally resolved by arbitration under the Arbitration Rules of England, which Rules are deemed to be incorporated by reference into this clause. The number of arbitrators shall be either one or three. The seat, or legal place, of arbitration shall be England. The language to be used in arbitration shall be English. The governing law of the Agreement shall be the substantive law of England. Prior to initiating Arbitration, the parties must first submit any unresolved dispute(s) to mediation, conducted under the rules of International Arbitration. The parties agree to waive all provisions of the Convention of International Sales of Goods (CISG).

ARTICLE 22 - ETHICS (NON-CIRCUMVENTION AND NON-DISCLOSURE)

Both buyer and seller acknowledge that the harm to the other party would be substantial and therefore the seller and the buyer agree to abide by the customary international rules of Non-Circumvention and Non-Disclosure as established by the International Chamber of Commerce (ICC) Paris, France for a period of 05 (five) years from the date hereof and said non-circumvention and non-disclosure shall include, but not be limited to communicating with each other?s banks or other parties directly related to this transaction of either buyer or seller. The understanding and accord of this subparagraph will the termination of this agreement

IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as of the date first above written.

ARTICLE 23 - EXECUTION OF THIS AGREEMENT

The terms of this agreement shall be confirmed and signed by the Buyer and the Seller via facsimile or email. Said executed facsimile or email shall be binding and initiates and concludes the legal liabilities between Buyer and Seller of this one year contract. By signing below, both parties abide by their corporate and legal responsibility, and execute this contract under full penalty of perjury.

Please note: Electronic signatures are valid and accepted as hand signature

EDT (Electronic document transmissions) shall be deemed valid and enforceable in respect of any provisions of this Contract. As applicable, this agreement shall be: Incorporate U.S. Public Law 106-229, ??Electronic Signatures in Global and National Commerce Act?? or such other applicable law conforming to the UNCITRAL Model Law on Electronic Signatures (2001) and ELECTRONIC COMMERCE AGREEMENT ( ECE/TRADE/257, Geneva, May 2000) adopted by the United Nations Centre for Trade Facilitation and Electronic Business (UN/CEFACT). EDT documents shall be subject to European Community Directive No.95/46/EEC, as applicable. Either Party may request hard copy of any document that has been previously transmitted by electronic means provided however, that any such request shall in no manner delay the parties from performing their respective obligations and duties under EDT instruments.

SIGNATURES OF THE PARTIES TO THIS CONTRACT:

IN WITNESS WHEREOF, The undersigned have read this document and had advise of its legality and after understanding the content of this contract written in the english language, by knowledge of the language or by professional translation to the party?s language and legal advice and each party initialled all the pages of this contract and, fully understands and agrees that its execution constitutes an acceptance of all of its mutually protective covenants, terms and conditions, and is lawfully binding upon the ?Parties?, and their legal heirs, successors, representatives, and designee and assignees. And, the signatories warrant that they have read and understood the responsibilities and obligations indicated in this contract by signing this document and attest that they have signed this Contractual Agreement in their duly authorized and lawful capacity of their own free will, AND, UNDER LEGAL ADVICE BY THEIR LEGAL COUNSEL, LAWYER OR ATTORNEY AT LAW, on the date indicated by each signatory?s signature below:

SELLER ?SIGNED AND SEALED ON THIS 6^th DAY OF june 2016, BY THE SELLER:

______________________________

Name: Mr.

Position:

Passport No.

Seller :

Regd. Office :

Physical Office :

Rep. By :

Title :

Passport :

E-Mail :

Phone :

Mobile :

AND

BUYER

SIGNED AND SEALED ON THIS DAY OF june 2016, BY THE SELLER:

______________________________

Name: Mr. ???????????

Position: ????????????

Passport No. ?????????????

TEL: +***************

REP. BY:

(SELLER ?by Mr. - INTERNATIONAL PASSPORT COPY)

(BUYER ?represented by Mr?????????????????.

- INTERNATIONAL PASSPORT COPY)

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:04:49 AM

SPA FOR STEFANIE GOLD LTD

SALES AND PURCHASE AGREEMENT (SPA)

AU GOLD BARS

Transaction Code: KEN-FOB-MONT-DAVESTEF-NOV 2020

This Private Sale and Purchase Contract of Alluvial Gold Dore Bars (Gold) hereby referred to as (Agreement) is entered into, signed and executed on this Friday, 06 August 2021 by and between THE following parties:

COMPANY/SELLER
ADDRESS
REPRESENTED BY OWNER
DEALER'S LICENCE:
OWNER PASSPORT NO
MANANIG DIRECTOR
SELLER MANDATE:	DAVID
SELLERS ANDATE PASSPORT/GREEK ID	MRS. BUKONJA. STEFANOVIC JAGODA-STEFANIE
TELEPHONE	+30 697 817 040
COUNTRY
TEL/fax	+
SELLERS EMAIL
EMAIL	stefangoldanddiamondtrading@gmail.com/ stefanirealestate@gmail.com

Hereinafter referred to as the "Seller"

And

Name	Mr LARRY MONTGOMERY
Company	INSPECTACON CORPORATION
Address Telephone no	6551 ARLINGTON DR. PLEASANTON, CA 94566
Country	USA
Represented by	MR. PATRICK MAGETZ ALIGAWESA
Nationality	AMERICAN
Email

Hereinafter referred to as the "buyer"

COMMODITY SPECIFICATIONS:

1. PRICE	$42,000 GROSS / $35,000 NETT
2. PURITY	96+ % or better
3. QUALITY	23+ carats or higher
4. QUANTITY	200 KILOS
5. ASSAY.	Final Assay to be made at and by Buyer?s preferred refinery.
6. ORIGIN	West Africa/Burkina Faso / Guinea Conakry /Mali/Sierra Leone/Ghana
7. PACKING	Export package boxes or any other suitable internationally accepted packaging
8. DELIVERY	To Be Added (TBA)
9. COMMISSIONS	$7,000.00. As per IMFPA ? payable by Buyer Paymaster (simultaneously on payment to the Seller)

TESTING DESTINATION (CONSIGNE NAME):

TEST FACILITY	XXXXXXXXXXXXXXXXXXX
ADDRESS :
CONT. PERSON:
TEL.:
FAX:

DOCUMENTS:

EACH SHIPMENT AND DELIVERY SHALL BE IDENTIFIED WITH ALL ASSIGNED CONTRACT REFERENCES, CODES AND NUMBERS. SELLER MUST PROVIDE THE FOLLOWING DOCUMENTS TO BUYER:

? THREE ORIGINALS OF COMMERCIAL INVOICES IN FAVOUR OF THE BUYER

? CERTIFICATE OF ORIGIN, UGANDA ? GOVERNMENT APPROVED

? PACKING LIST / ASSAY REPORT

? CERTIFICATE OF OWNERSHIP

? CERTIFICATE OF WEIGHT

? CUSTOMS CLEARANCE CERTIFICATE AND CENTRAL BANK CERTIFICATE CONFIRMING LEGAL EXPORT AND TAXES PAID.

? EXPORT LICENSE/ PERMIT TO EXPORT

? AIRWAY BILL INCLUDING INSURANCE

? DECLARATION THAT THE ?GOLD? IS OF NON-CRIMINAL ORIGIN, UNENCUMBERED AND FREE OF ANY LIENS, IS TRANSFERABLE AND EXPORTABLE IS NOT OWNED OR SOURCED FROM OR THROUGH A PEP (POLITICALLY EXPOSED PERSON)

PROCEDURE:

1. The Seller and buyer agrees to meet with our Assay team and test the agreed 75kgs of Gold Dore to be assayed by the Buyer?s representative at the Security House or a secured location in the city of Nairobi, Kenya.

2. After testing the Gold and once it meets specifications, buyer transfer money to the

Seller?s account.

3. ,, Seller upon receipt of payment transfers ownership of the gold to the Buyer.

4. The Buyer agrees to pay $7,000.00 US dollars per KG in commission.

5. 5.The Buyer bear about transport from storage, all export documents

CLEAR TITLE:

Seller confirms and warrants that the Title of the gold to be sold herein will be free and clear of any and all Liens and encumbrances. Further the Seller states that the gold is not of terrorist and/or criminal origin.

FORCE MAJEURE:

The parties hereto shall not be held liable for any failure to perform under the "Force Majeure" clause as regulated by the International Chamber of Commerce which clauses are deemed to be incorporated herein.

ETHICS: (NON-CIRCUMVENTION and NON-DISCLOSURE).

Buyer and Seller and Carrier acknowledge that the harm to the other party would be substantial and therefore the Seller and Buyer agree to abide by the Customary International rules of non-circumvention and non-disclosure as established by the International Chamber of Commerce in Dubai for a period of five (1) years from the date hereof. Said Non-circumvention and non-disclosure shall include, but not be limited to communicating with each other's banks, refiners, representatives of Buyer with Customs, brokers or Seller's mandate. The understanding and accord of this subparagraph will survive the termination of this Agreement.

TOTAL AGREEMENT:

This Agreement supersedes any and all prior agreements and represents the entire Agreement between the parties. No changes, alterations or substitutions shall be permitted unless the same shall be notified in writing and signed by both parties.

EXECUTION OF THIS AGREEMENT:

The terms of the is Agreement shall be Confirmed and signed by the Buyer and the Seller and via facsimile or Email. Said executed facsimile or email shall be binding and initiates and concludes the legal liabilities between Buyer and Seller of this Agreement. By signing below, all parties abide by their corporate and legal responsibility, and execute this Agreement under full penalty of perjury.

1. Then decision. of the tribunal shall be final binding and no appeal shall lie there from. The tribunal shall have the power to order one party to contribute to the reasonable costs and expenses of the other party, or to pay all or any portion of the costs of the h, as the panel determines in its b. Judg6ment the award rendered by the arbitrator may be entered in any court having jurisdiction thereof, plus any and all court costs, attorney fees and any other costs or charges reasonably necessary to adjudicate the controversy.

TRANCHE SCHEDULE AS AGREED BETWEEN BUYER AND SELLER

1. FIRST TRANCHE : 200kg

2. SECOND TRANCH :

3. THIRD TRANCH :

BY SIGNING BELOW, both parties abide by their corporate and legal responsibilities to this Agreement.

Signature Seller :	Signature Buyer :
COMPANY :	COMPANY: INSPECTACON CORPORATION
Name :	REPRESENTED BY: MR PATRICK MAGETZ ALIGAWESA
PASSPORT ID:	PASSPORT ID: 48251384 USA
AS THE REPRESENTATIVE OF THE SELLER / BUYER	AS THE REPRESENTATIVE OF THE BUYER
06.08.2021	09, 11, 2020

1.1 Seller?s Bank CoDE for receipt of payment from buyer after final invoice from seller

SELLER RECEIVING BANK SWIFT MT700
BANK NAME
BANK ADDRESS
CITY/STATE/ZIP
SWIFT
BANK CODE
IBAN NUMBER
ACCOUNT NUMBER
ACCOUNT NAME
BRANCH CODE
BANK OFFICER
BANK OFFICER EMAIL
BANK TEL
DIRECT TELEPHONE
CORRESPONDENT BANK IN EUROPE
ADDRESS
SWIFT
ACCOUNT NUMBER

Buyer?s Bank Coordinates for sending of payment from buyer after final invoice from seller

BUYER?S SENDING BANK SWIFT MT700
BANK NAME
BANK ADDRESS
CITY/STATE/ZIP
SWIFT
IBAN NUMBER
ACCOUNT NUMBER
ACCOUNT NAME
BANK CODE	TBA
BRANCH
BANK OFFICER
BANK OFFICER EMAIL
BANK TEL
DIRECT TELEPHONE
CORRESPONDENT BANK IN USA
ADDRESS
SWIFT
ACCOUNT NUMBER

PASSPORT COPY OF BUYER

PASSPORT COPY OF SELLER

NON-DISCLOSURE, NON-CIRCUMVENTION & WORKING AGREEMENT

IRREVOCABLE FEE PROTECTION AGREEMENT

(I.C.C. 400/500/600)

COMMODITY	METRIC TONS DORE BARS ?
TRANSACTION AGREEMENT NO	KEN-FOB-MONT-DAVESTEF- KENY=NOV 2020
SELLER CODE	DAVESTEF10/11/20
BUYER CODE	MONTGOMERY 0022020KENYP
DATE:	06/08/2021

Whereas, the undersigned parties are mutually desirous of doing business with respect to the arranging, selling and buying and in cooperation with one another and with third parties for their mutual benefit. The documents which are going to follow this agreement like letters of intent, full corporate offers, bank comfort letters, contract terms and conditions, banking details or pre-advised payment instruments and/or any information contained in such documents will not be passed, under any circumstance, onto another intermediary or broker or trader or whatever company or private persons who are not related to this transaction or leading to end buyers or end suppliers without prior specific written consent of the party(s) providing such information.

This agreement is made and entered into on this date, shall obligate the undersigned parties and their partners, associates, employers, employees, affiliates, subsidiaries, parent companies, any nominees, representatives, successors, clients and assigns hereinafter referred to as ?The Parties? jointly severally, mutually and reciprocally for the terms and conditions expressly state and agree to gbh, and that this agreement may be referenced from time to time in any document(s), or written agreements, the terms and conditions of this agreement shall apply to any exchange of information written or oral involving financial information, personal or corporate names, contracts initiate by or involving the parties and any addition, renewal, extension, rollover amendment, renegotiations or new agreement hereinafter referred to as ?The Transaction? (Project/Transaction) or other business like:

And any other projects as agreed between the parties.

NOW, THEREFORE IT IS AGREED

AGREEMENT NOT TO DEAL WITHOUT CONSENT

The intending parties hereby legally, and irrevocably bind themselves into guarantee to each other that they shall not directly or indirectly interfere with, circumvent or attempt to circumvent, avoid, by-pass or obviate each other?s interest or the interest or relationship between ?The Parties? with procedures, SELLER / BUYER , buyers, brokers, dealers, distributors, refiners, shippers, financial instructions, technology owners or manufacturers, to change, increase or avoid directly or indirectly payments of established or to be established fees, commissions, or continuance of pre-established relationship or intervene in un-contracted relationships with manufacturers or technology owners with intermediaries entrepreneurs, legal counsel or initiate buy/sell relationship or transactional relationship that by-passes one of ?The Parties? to one another in connection with any ongoing and future transaction or project.

IMFPA - AGREEMENT TO HONOR COMMISSIONS

We the undersigned herewith referred as the SELLER / BUYER , under penalty of perjury do hereby irrevocably confirm and irrevocably accept SELLER / BUYER to pay SELLER / BUYER CONSULTANTS at the same time and in a manner and the SELLER / BUYER /under penalty of perjury do hereby irrevocably confirm and irrevocably accept to pay all SELLER / BUYER CONSULTANTS for each and every transaction of this contract up to the completion of the contract plus rollovers and extensions and in accordance with the bank details to be specified in the hard copies of this contract and any further contracts related to this transaction.

We, the SELLER / BUYER , irrevocably confirm that we will order and direct our bank or other financial institution to endorse automatic payment orders to the beneficiaries named below; furthermore, We, SELLER / BUYER , confirm that all pay orders shall automatically transfer funds as directed into each beneficiaries designated bank account on the completion of each Transaction, when the payment has been credited to the respective bank?s account of the SELLER / BUYER after closing and completion of each and every shipment of the product and designated authority authorization during the contract term plus any/or extensions and rollover of the specified contract, including and not limited to additional contracts they may entered into with the parties associated with the above transaction. For the purpose of clarity, we confirm that the closing and completion of each and every tranche shall be deemed to take place when the payment issued by the Sender has been drawn down at the counters of the receiving bank with full payment to the Receiver. Payment to all the Beneficiaries shall be made on the same day at a same time turn out basis.

We, the SELLER / BUYER , agree to provide all side beneficiaries with written evidence of the pay orders lodged with our bank together with acknowledgements of their acceptance. Furthermore, our bank shall be instructed to provide duly signed and stamped acknowledgement of this instruction as set out in the annex. Forming part of this agreement. It is understood that for the purposes of this Master Fee Protection Agreement, our bank shall be the same bank and this IMFPA acts as an integral part of it.

We the undersigned being the SELLER / BUYER named legally authorized representative as stated within the signed and legally binding main transaction, contract unconditionally agree and undertake to approve and originate all payments in USD currency to all beneficiaries named below as their rightful and payable commissions. This agreement also acts as a record confirming the commission amounts for each named beneficiary as set out below: -

COMMISSIONS ON THE TOTAL TRANSACTION FOR THE CONSULTANT PARTNER: $,7,000USD PER KG

COMMISSIONS FOR BUYERS AND SELLER / BUYER SIDE CONSULTANTS :

1) USD $ 3.500, 00 P/KG OF USD$ 3,500 P/KG PAID BY BUYER CLOSED SELLER /

2) USD $ 3.500 P/KG OF USD$ 3,500 P/KG PAID BY BUYER CLOSED BUYER /

OF THE TOTAL VALUE OF EACH TRANCHE ROLLS AND EXTENSIONS AS PER THE AGREEMENT INCLUDING FURTHER ADDITIONAL AGREEMENTS BETWEEN THE FOR PERIOD OF UP TO FIVE (5) YEARS.

SELLER MANDATE &FACILITATORS 3.500 USD PAYABLE PER KG ON EACH TRANCHE WITH ROLLS AND EXTENSIONS BY SWIFT MT103 WIRE TRANSFER

PAID BY BUYER

Bank Name	EURO BANK
Bank Address	LEOFOROS VENIZELOU ELEFTERIU 188, DAVAKI 17 672, KALLITEA GREECE
Account No.-	0026. 0044.40.0201031616 EURO /0245
Account Name	STEFANOVIC B. JAGODA &SIA & E.E.
Beneficiary Address	KALLITEA, ATHENS , GREECE
SWIFT	ERBKGRAA
IBAN Code	GR5202600440000400201031616
Bank Officer Name	Mrs. Evanggelia Trikoman
Bank Officer Phone	+30 210 957 901
Bank Officer Email	+30 210 957901
Beneficiary	B.Stefanovic Jagoda-, Fred Tikum 1000$/kg,
Payment Code	KEN -FOB-MONT- DAVESTEF-NOV 2020
Special wire instructions	PREADVICE MUST BE SENT VIA SWIFT PRIOR TO WIRE TRANSFER &EMAILa notification immediately upon each tranche transfer payment together with the transaction?s code/s to stefanealestate20@gmail.com & stefangoldanddiamondtrading@mail.com
Required message	ALL TRANSFER INSTRUCTIONS SHALL STATE: ?FUNDS ARE CLEAN AND CLEAR, OF NON-CRIMINAL ORIGIN AND ARE PAYABLE IN CASH IMMEDIATELY UPON RECEIPT BY BENEIFICIARY?S BANK.?
Date: 07.November.2020.

BUYER SIDE FACILITATORS $ 2000 USD PAYABLE PER KG ON EACH

TRANCHE R&E

PAYMASTER TOTAL OF $ 3.500 USD OF TOTAL FACE VALUE WITH ROLLS AND EXTENSIONS
BUYER SIDE GROUP INTEMEDIARY	TWO THOUSAND ($3,500) USD ON EACH TRANCHE AND PAYABLE TO PAYMASTER INCLUDING ROLLS AND EXTENSIONS
PAYMASTER NAME:	PARADISE BLUE CHARTERS PTY LTD
REPESENTED BY:	MR BURROWS
CONTACT INFORMATION:	+61 438 5505??
PASSPORT NUMBER:	PA 4017940 / PA
NATIONALITY:	AUSTRALIAN
BANK NAME:	WESTPAC BANKING CORPORATION
BANK ADDRESS:	SHOP 50A WHITSUNDAY SHOPPING CENTRE CANNONVALE 4802
SWIFT CODE:	WPACAU2S
ACCOUNT NAME:	PARADISE BLUE CHARTERS PTY LTD
ACCOUNT NO. (USD):	110373 (BSB 034-702)
ACCOUNT NO. (EUR):	110373 (BSB 034-705)
PERSONAL BANKER BUSINESS:	FRAN BROWN (franchescabrown@westpac.com.au)
BENEFICIARY GROUP:	CRAIG BRADLEY BURROWS (PA 4017940) FOR AND ON BEHALF OF PARADISE BLUE CHARTERS PTY LTD (REG NO: 126 519 622) AND / OR ASSIGNS FOR PAYMENT TO BENEFICIARIES UNDER SEPARATE FEE AGREEMENT FOR BENEFICIARYS. (MR NOBLE ) CHARLES) GROUP
BANK PH/FAX:	+61 07 49 460388
PAYMENT CODE:	AS PER PGL AFTER DOWNLOAD UNDER TRANSACTION CODE: KEN-FOB-MONT-DAVESTEF-NOV-2020
SPECIAL WIRE INSTRUCTIONS	PRE-ADVICE MUST BE SENT VIA SWIFT PRIOR TO WIRE TRANSFER, EMAIL A NOTIFICATION IMMEDIATELY UPON EACH TRANSFER PAYMENT TOGETHER WITH THE TRANSACTIONS CODE/S TO: cburrowspb@outlook.com
REQUIRED MESSAGE	ALL TRANSFER INSTRUCTIONS SHALL STATE: ?FUNDS ARE CLEAN AND CLEAR, OF NON-CRIMINAL ORIGIN AND ARE PAYABLE IN CASH IMMEDIATELY UPON RECEIPT BY THE BANK?.
DATED: 09 NOVEMBER 2020

This agreement supersedes any prior agreement between the parties.

ACCEPTED AND AGREED WITHOUT CHANGE BETWEEN THE ABOVE PARTIES:

Signature Seller :	Signature Buyer :
COMPANY:	COMPANY: INSPECTACON CORPORATION
Name :	REPRESENTED BY: MR PATRICK MAGETZ ALIGAWESA
PASSPORT ID:	PASSPORT ID: 482513847 USA
AS THE REPRESENTATIVE OF THE SELLER / BUYER	AS THE REPRESENTATIVE OF THE BUYER
06.08.2021	06.08.21

Bank officer / stamp seal / name

END OF CONTRACT

_________________________________________________________

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:04:24 AM

SPA FROM BAR PURITY LTD

SALE AND PURCHASE AGREEMENT (SPA) FOR

THE SUPPLY OF GOLD DORE BARSFROM GHANA

Seller?s Code :

Buyer?s Code :

FOR THE PURCHASE OF AURUM (Au)

This Agreement is for the purchase of Gold Dore (Au) and is made and entered into on this day of JUNE 2016 by and between:

Buyer :

Regd. Office :

Rep. By :

Title :

Passport :

E-Mail :

Phone :

Mobile :

Seller :

Regd. Office :

Physical Office :

Rep. By :

Title :

Passport :

E-Mail :

Phone :

Mobile :

COMMODITY SPECIFICATIONS

Commodity: AU-METAL (Gold Dore Bars)

Quantity: 200 Kg (50 kg per day)

Form: Dore Bars

Purity: % Min.

Fineness: 22 + Carats Min.

Assay: Final Assay Report, issued by BAR PURITY REFINERY Accra, Ghana accepted by Buyer and Seller.

Origin: Ghana

Delivery: FOB Accra, Ghana BAR PURITY REFINERY

Price: $xx,xxx.00 USD per Kg @ 99.995% out turn

Payment: Wire Transfer or Cash (payment in full must be made to transfer title)

Seller's declaration that the goods are not of criminal origin and are unencumbered and free and clear of any liens

NOW THEREFORE, in consideration of the undertakings of the parties herein contained, the parties do hereby agree as follows:

ARTICLE 01 - COMMODITY

AURUM (Au)

ARTICLE 02 - QUALITY OF THE COMMODITY

FORM : Dore Bars

SPECIFICATION : **Purity % or better** Fineness 22 karat or better.

ASSAY : Final assay to be made at the nominated refinery BAR PURITY Accra- Ghana.

ARTICLE 03 - COUNTRY OF ORIGIN

Ghana.

ARTICLE 04 - QUANTITY

200kg (kilograms) Gold Dore Bars. 50 kg per day

ARTICLE 05 - PACKING

Packed in metal boxes, suitable for Gold export shipment.

ARTICLE 06 - DISCHARGING REFINERY & INCOTERMS

FOB Bar Purity Accra, Ghana

ARTICLE 07 - PRICE

PRICE ? $xx,xxx USD/ per kg (for Final 99.995% purity & 22+ carats in net weight of Gold Dore Bars unrefined) is in United States Dollars.

ARTICLE 08 - DELIVERY TERMS

REFINERY INFO

Name of Refinery:

BAR PURITY GHANA LIMITED

#5 ABIDJAN STREET,

EAST LEGON, ACCRA, GHANA

CONTACT:

1) Seller returns in DOC format via email the final agreement signed and executed with full banking and passport attached, Buyer will return duly signed agreement and sealed via email in PDF format.

2) Both Buyer and Seller will attend BAR PURITY to perform final assay after arrival of the cargo in question in 50 kg tranches to total 200 kg.

The quantity (weight) of the Gold and the purity percentage of the Gold will be as stated in the Final Assay Report. Seller will issue an Invoice to Buyer for payment.

5) NOTE: the gold remains in the refinery?s vault after assay till payment, before seller can tranfer ownership to the buyer

? After the funds had been cleared and reflected in Seller?s nominated Bank Account provided the Buyer becomes the owner of the Gold automatically taking possession without liens or encumbrances.

ARTICLE 09 ? PAYMENT

ARTICLE 10 - BANKING DETAILS

SELLER?S BANKING DETAILS

BANK NAME :

BANK ADDRESS :.

ACCOUNT NAME :

ACCOUNT ADDRESS :

IBAN NO. :

SWIFT CODE :

BUYER?S BANKING DETAILS

BANK NAME :

BANK ADDRESS :.

ACCOUNT NAME :

ACCOUNT ADDRESS :

IBAN NO. :

SWIFT CODE :

ARTICLE 11 - WARRANTIES BY THE SELLER

? Seller warrants that the Gold Au can be shipped to anywhere in the world without restrictions.

? Seller agrees to sell and deliver under the terms of this agreement the delivery of gold Au shipment as mutually agreed by the agreement.

ARTICLE 12 - GENERAL CONDITIONS

? Buyer and Seller each declare unto one another that the Gold Au offered herein for sale, and the origin of the funds used for purchasing the Gold Au bars commodity, do not contravene:

? The Drug trafficking Offences act 1986,

? The Criminal act 1988, the Prevention of Terrorism (temporary provisions) act 1989,

? The Criminal Justice (International Co-operation) act 1990, the Criminal Justice Act 1993, the Swiss Criminal laws.

ARTICLE 13 - CHANGE TO BANKING COORDINATES

Buyer or seller as agreed in writing may change banking coordinates during the contract to expedite payment arrangements.

ARTICLE 14 - BANK COMMUNICATION

ARTICLE 15 - SPELLING AND TYPOGRAPHICAL ERRORS

ARTICLE 16 - TOTAL AGREEMENT

ARTICLE 17 - ELECTRONIC COPIES

This agreement shall be accepted to be legal and binding by both parties if executed and sent by fax and/or email direct to the parties concerned at the coordinates contained within this agreement.

ARTICLE 18 - BINDING AUTHORITY

This agreement is binding upon the parties hereto, their assigns and successors and is signed with full authority to act.

ARTICLE 19 - COUNTERPARTS

ARTICLE 20 - TAXES AND INSTITUTIONAL COSTS

ARTICLE 21 - APPLICABLE LAW AND JURISDICTION

? This Agreement shall be governed by and construed in accordance with the laws of England.

ARTICLE 22 - ETHICS (NON-CIRCUMVENTION AND NON-DISCLOSURE)

IN WITNESS WHEREOF, the Parties hereto have executed this Agreement as of the date first above written.

ARTICLE 23 - EXECUTION OF THIS AGREEMENT

Please note: Electronic signatures are valid and accepted as hand signature

SIGNATURES OF THE PARTIES TO THIS CONTRACT:

SELLER ?SIGNED AND SEALED ON THIS 6^th DAY OF june 2016, BY THE SELLER:

______________________________

Name: Mr.

Position:

Passport No.

Seller :

Regd. Office :

Physical Office :

Rep. By :

Title :

Passport :

E-Mail :

Phone :

Mobile :

AND

BUYER

SIGNED AND SEALED ON THIS DAY OF june 2016, BY THE SELLER:

______________________________

Name: Mr. ???????????

Position: ????????????

Passport No. ?????????????

TEL: +***************

REP. BY:

(SELLER ?by Mr. - INTERNATIONAL PASSPORT COPY)

(BUYER ?represented by Mr?????????????????.

- INTERNATIONAL PASSPORT COPY)

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:04:06 AM

LOAN CONTRACT SAMPLE FROM AFFIRM LOAN LLC.

AFFIRM LOAN SERVICE LLC.

663 FOLSOM STREET, 4TH FLOOR

SAN FRANCISCO, CALIFORNIA

UNITED STATE OF AMERICA

LOAN TERMS AND CONDITIONS

Dear Applicant, Thanks for your response.

Nice to know that you are interested in getting funding from my company to fund your deal, i am a private lender

and i have been on this business for the past 10years,

We are recognized by the financial service authority and finance industry standards association the consumer

credit Act of 1974 with the license number 15099606. and there has never been a suit filed against our company in

respect to fulfilling our obligations to all our clients.

Once i go through the deal if i can help you with funding i will send you the loan application form so you can fill it

up and have it sent to me but first you will have to go through my terms and conditions before we proceeds .

THE TERMS OF THIS CONTRACT INCLUDE THE ITEMS SET OUT ON THE FRONT OF THIS

CONTRACT AND

THE CONDITIONS SET OUT BELOW.

We are international lending Firm, investor that specializes in providing all types of investments

funding.

Including mutual funds, business loans, commercial loans for companies, Real Estate Loan, Land

and

Construction and all round. We are located at 633 FOLSOM STREET, 4TH FLOOR, SAN

FRANCISCO, CA, 94107, USA. we give out loans at 5% interest rate.

1. The Loan If I accept this contract, I will lend you the amount of credit you have offered to

borrow. This

amount is stated on the contract under ?Total Amount of Credit?. You authorize me to

distribute the

loan in the way set out under ?Who I will pay your loan to? this could be the same day.

The total amount, including interest which you will have to pay is set out under ?Total amount

repayments?.

2. You must pay interest You must pay interest on the Total Amount of Credit at the rate stated

under

?Annual percentage rate?.

The amount of interest charges payable is stated under ?Total amount of interest charges

payable?.

3. How is interest calculated? I calculate interest payable by you by applying the daily

percentage rate of

interest to the unpaid daily balances under this contract. The unpaid daily balance is the

amount you

owe me at the end of any particular day (Pacific Time), and is the difference between all

amounts

credited and all amounts debited to your account at the end of the day on any particular day.

The daily

percentage rate is determined by dividing the annual percentage rate by 365. This interest

accrues daily

and is debited to your account calendar monthly in arrears immediately after the last day of

each

calendar month. If you payout all the monies owing under this contract, then interest for the

period

from the last debit date up to but excluding the payout date will be debited on the payout date.

Under

this contract, accrued interest debited on a day will not include interest relating to that day

4. You must repay the Total Amount of Credit plus the interest You must repay the Total

Amount of

Credit plus the interest charges by monthly repayments.

The amount of each repayment is stated under ?Amount of each repayment?. You must pay the

first

repayment on the date stated under ?Repayments?. After that, you must pay a repayment on

the same

day of each following month. You must make the number of repayments stated under ?Number

repayments? for the period stated under ?Period of repayments (loan term)?, and pay the

balance

owing under this contract on the date the final payment is due. You agree not to deduct

anything from

any such repayment. This means you cannot deduct anything that you claim I owe or could in

the future

owe you.

You must make payments to me by any of the following methods;

i) in person, at my address shown on the front

of this contract document

ii) by direct debit bank transfer

iii) by telephoning my office with your credit

card details

iv) western union/money gram

5. Fees and Charges Security provision cost is handled by borrower outside the loan(Loan

Origination Fee {L.O.F}). You are free to look up what the Loan Origination fee is On Google.

6. I may adjust your account balances I may, subject to the Consumer Credit Code, adjust the

balance in

your account to take account of any processing error or because of the dishonoring of a

repayment. I

may also, subject to the Consumer Credit Code, adjust the balance of your account so as to

accurately

reflect the legal obligations between you and I. I can do that whether the adjustment favors you

or me. I

can apply any payment in any way I consider appropriate.

7. Unacceptable credit fees and charges;

A bank dishonor fee is payable when a bank refuses to honor your payment. This dishonor fee

will be

payable to me by you.

The amount of the dishonor fee will be determined by my bank and may change from time to

time. This

fee is payable and will be debited to your account immediately incur it. I will notify you in

writing of the

debiting of, or change to, this fee.

8. Commissions paid to or by me A commission is payable by me under ?Who I will pay your

loan to? to

me, and to the sales consultant named on this contract. The amount of commission payable is

unascertainable as at the Disclosure date of information. A commission is payable to the

company

named under ?Who I will pay your loan to? by me for the introduction of credit business. The

amount of

commission is unascertainable as at the Disclosure date of information.

9. Things you must not do You must not;

i) commit an act of bankruptcy; or

ii) fail to pay me on time any money you have to

pay me under this contract; or

iii) pay any repayment/s with a check, direct

debit or other instrument that is subsequently

dishonored by a bank; or

iv) fail to comply with any condition of this loan

contract; or

v) make any material false or misleading

representation.

10. I may end this contract in certain circumstances;

I am entitled to give you a written notice requiring you to correct any default of this contract. If

you

don?t do the things specified in the written notice within 30 days I can require you to pay me

whatever

money you owe to me under this contract. The money you owe to me includes the unpaid

balance of

the loan, any other accrued interest, any fees and charges due and owing and any enforcement

expenses. If the law does not require me to do so, I do not have to give you a written notice

before I can

require you to pay me whatever money you owe to me under this contract. In addition, subject

to the

Consumer Credit Code, I may exercise my other rights under this contract, and any right

available to me

under law.

11. Default

Having followed the terms of the Consumer Credit Code, 1995 and without affecting my right to

demand

repayment at any time, I may demand repayment if any of the following happen (defaults):

if you fail to pay any money you owe me on the date it is due and this failure lasts for more

than 21 days

after I have written to tell you that the amount is overdue; if you break any of the terms and

conditions

of this agreement and you do not resolve the position within 21 days after I have written to tell

you to

do so;

if you or your guarantor die or do something which could lead to bankruptcy;

if your guarantor serves me with a notice that he or she will no longer act as your guarantor

if any decree, judgment or order of court is obtained against you and you do not pay it within

one

month from the date it was issued;

if any information supplied for or by you in application for the credit facility was false,

misleading or

inaccurate;

if you do not provide me with the security within 10 days after I have written to ask you for it or

within

any extra time I may allow; if the security is also security for other money you owe me (or any

of our

subsidiaries) and the security becomes enforceable to pay any of the other money.

12. Enforcement expenses Enforcement expenses may become payable under this contract in

the event

of a breach. I may debit these expenses to your account. They will become immediately due for

payment once debited. Enforcement expenses may include solicitors? legal costs and the

reasonable

expenses of my staff and my facilities incurred in relation to any enforcement.

13. Change of circumstances and address You must tell me promptly if you change your

residential or

postal address, or if you think there is any information that I should be aware of about your

ability to

comply with this contract.

14. Notices

Any notice or demand given by me under this contract or required by law may be given in

writing, can

be signed by any of my officers, and can be delivered personally or by email to the address you

have

nominated for delivery of notices, or if no such address has been nominated by you, your email

address

as last known to me. Any such notice or demand shall be deemed to have been received by you

when it

would have been delivered in the ordinary course of post.

Borrowers should be informed that we do not take out the Loan Protection Insurance/ Payment

Protection Insurance from the capital loan amount due to an hard insurance policy on

international loan

transaction governing the United State of America.

15. Join and several liability

If you are two or more persons, your obligations as debtors are both joint and several.

16. Date of Contract

This contract takes effect on the date that I accept your offer to borrow (?Acceptance Date?).

17. Assignment

I may deal with, assign or transfer to any person or company any of my rights and interests

under this

contract.

18. Consumer Credit Code and other laws

To the extent that any provisions or parts of this loan contract are inconsistent with the

Consumer

Credit Code or other laws, they will be deleted so that the rest of the contract shall remain valid

and

enforceable. All disclosures under this contract are made on the basis of assumptions permitted

by the

Consumer Credit Code.

19. YOUR ACKNOWLEDGEMENTS

You agree that, before you signed this contract, you received;

i) a contractual statement made up of a Financial table and a copy of this contract for you to

keep, and

ii) the information statement telling you of things you should know about your proposed credit

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:03:41 AM

EXECUTIVE SUMMARY SAMPLE

QUIMBY MINING SERVICES,

LLC 2640 14TH STREET BAKER CITY,

OREGON 97814 USA

Altaf136@gmail.com

Altaf1367 +1213379074

QUIMBY MINING SERVICES LLC FRED QUIMBY, MINING SPECIALIST UNDERGROUD MINING SPECIALISTS GOLCONDA MINE PORTAL PARTNER BILL STACK AND TED SIMPLOT IN PHOTO QUIMBY MINING SERVICES UNDERGROUND EXPERTS PAGE 1- Executive Summary EXECUTIVE SUMMARY GOLD PROJECTS, 2017 GOLCONDA GOLD MINE, QUARTZSITE ARIZONA. MIDNIGHT GOLD AND SILVER MINE, SUMPTER, OREGON. FLAGSTAFF GOLD MINE, BAKER CITY, OREGON GOLD RESERVES VALIDATED BY PROFESSIONAL MINERS AND GEOLOGISTS

1. GOLCONDA GOLD MINE?2 MILLION OUNCES

2. MIDNIGHT GOLD AND SILVER MINE?.163,000 OUNCES ON ONE LEVEL

3. FLAGSTAFF GOLD MINE?500,000 OUNCES BLOCKED OUT

4. CABLE COVE MINES...2,900,000 BLOCKED OUT. ED QUIMBY DRILLING A HEADING JASON TELLEZ TRAINING JOSH QUIMBY ELMER QUIMBY,

Mining Expert Bill Stack, pilot, placer mine expert and procurement Of his own projects, owns percentage of Golconda Mine Page 2- Executive Summary The QUIMBY FAMILY has many of its Family, who are Mining Experts, in this Company. All are Top Hands in Underground Mining Cable Cove Gold Mine Presenter: Laura McMullen August Supervisory Sweeps Quimby Mining has Trainers for Mine Safety approved by USA Page 3 ? Executive Summary The Golconda Gold Mine ED PFENNING, CHIEF GEOLOGIST AND MINE SUPERINTENDENT GOLCONDA GOLD MINE Page 4- Executive Summary GOLCONDA GOLD MINE QUARTZSITE, ARIZONA The Golconda Gold Mine has a decline to the ore body The decline is reached by the decline to the level. 39 meters below the surface. Mine workings have been developed to the North and South. The channel is 3 meters high and 1.6 kilometers wide, by 8 kilometers long. The channel has been tested by sinking shafts in varies parts of the channel. The Geologist, for Pagasus Gold, a Canadian Major Geologist, Ted Reimchen, P.Geol. P. Geo. Said tests revealed 8.708 grams per ton of gold. (0.28 Au) in the Anderson shaft. Sizeable tons were excavated. USD 1266.50 LONDON 8AM DEC 5, 2017. It costs 95 dollars a ton to mine and process this ore. 5.5 million usd a month profits in sight Page 5- Executive Summary Golconda Gold Mill installed, capable to do 1000 tons plus ore a day. JIGS RECOVER THE GOLD IN THE MILL, THERE ARE SIX. Page 6- Executive Summary GOLCONDA GOLD MINE MILL SEEN ACROSS THE ARIZONA DESERT THE MILL HAS 7 WATER WELLS AND MANY WAYS TO STORE WATER. TANKS, CEMENTED SETTLING PONDS AND WATER STORAGE. The permits are in place to operate Page 7- Executive Summary 1. The Golconda Gold Mine is equipped with the best conveyors money can buy 2. A view from the Mechanics Bay to the Wash Plant Page 8- Executive Summary Midnight Gold and Silver Mine The Midnight Mine has 163,000 ounces of gold blocked out on the upper level of the mine. The assay reports of the intersects are below The assay intersects average 32 grams per ton. Over an ounce a ton. This mine will go deep. 163,000 ounces calculates to 5,216,000 grams, is $213,856,000 usd on one level, we can develop a level each 6 months. Page 9- Executive Summary A sample of a Core from Diamond Drilling, Similar to the Midnight Gold Mine, The drill stem cuts the rock And the core is split and then Assayed. Page 10- Executive Summary FLAGSTAFF GOLD MINE BAKER CITY, OREGON 97814 USA Mine Reports and Geological Reports indicate this gold mine has over 500,000 ounces blocked out. 15,550.000 grams Or $637,550,000 usd This is a pilot mill set up to start processing the gold ore from the Flagstaff Mine Page 11-Executive Summary The mill has been set in place. to concentrate the ore, from the Flagstaff Gold Mine And, Midnight Gold Mine The Mill is being renovated at the Midnight. Page 12- Executive Summary THE CABLE COVE GOLD MINES Sumpter, Oregon Photo of the giant Gold Ore vein. The Vein System is 3 meters wide here, and places 10 meters wide. Fred Quimby and Ed Quimby did the excavation work. Page 13- Executive Summay Ore from the Cable Cove Mines was stacked outside the Portal Page 14- Executive Summary The Portal of the Cable Cove Gold Vein system. Quimby Mining Services LLC has professional Men, and can do the Work in a Professional Manner. We have not had any lost time Accidents. We want a funding partner or Company to finance us. FREDDY B. QUIMBY, MINE MANAGER PAGE 15- EXECUTIVE SUMMARY

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:03:18 AM

PRINTING CONTRACT FOR NEWSPAPER SAMPLE

So according to your requirements, our quotation as below for your reference:

Product name: High Quality Newspaper Printing

Size: 9 x 12 inches （229 x 305mm)

Page: 66pages(33 pieces of paper double side)

Material: 60gsm newspaper

Color: full color double sides

Binding: no bound

Quantity: 100,000 ; 200,000 ; 300,000 set (66pages as a set)

EXW UNIT PRICE:

100,000sets --------------------------------0.402 USD/set

200,000sets --------------------------------0.396 USD/set

300,000sets --------------------------------0.389 USD/set

Production time: 20-28days

Package details: Plastic bag inside +strong carton, every carton less than 15kg. International package standard.

Delivery cost: because total weight is too much to be shipped via air, so we quote base on shipping via sea with containers.

100,000sets --------3372usd via sea takes 23days to Mombasa seaport in Kenya (one 40HQ container)

200,000sets --------5620usd via sea takes 23days to Mombasa seaport in Kenya (one 20GP and one 40HQ container)

300,000sets --------6744usd via sea takes 23days to Mombasa seaport in Kenya (two 40HQ containers)

Total CIF price:

100,000sets---------------------------43572 USD for 100,000 sets newspaper including shipping via sea to Mombasa seaport in Kenya

200,000sets---------------------------84820 USD for 200,000 sets newspaper including shipping via sea to Mombasa seaport in Kenya

300,000sets---------------------------123444 USD for 300,000 sets newspaper including shipping via sea to Mombasa seaport in Kenya

(Once you paid half, we will make your book sample for your confirmation firstly then arrange mass production.)

Artwork: prefer 300dpi PDF files with outline and add 3mm bleeding, in CMYK.

We are professional book printing factory in China, our printing products are selling to global countries for more than 20years. Our paper and ink are all import eco-friendly material, never poor quality.

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 7, 2021 12:00:08 AM

LOAN AGREEMENT SAMPLE

GLOBAL

FINANCIAL USA INC.

LOAN AGREEMENT

This Agreement is made and entered into by and between:

1) First Party: GLOBAL FINANCE

(Hereinafter referred as LENDER)

AND

2) Second Party:

Full Name: Philemon Ngeno

(Hereinafter referred as BORROWER)

RECITALS

Whereas the First Party is an investment management enterprise and would like to make an anonymous

business loan under the trusteeship of the second party for an amount of $150,000 (Hereinafter refer as

Fund), The Second Party is an experienced and proven management financial controller and turn around

manager with diversified investment knowledge and is willing to accept The fund and the First Party is

prepared to Co-operate with the Second Party in that respect. Now, therefore, in consideration of the

foregoing facts and the mutual Representations and covenants hereinafter set forth, the Parties hereto;

ARTICLE 1. AGREE AS FOLLOWS

The recitals set forth above constitute an integral part of this agreement at all time and considered as a

fundamental condition to execute it.

ARTICLE 2. PURPOSE OF THIS AGREEMENT

The purpose of the present agreement is to define the contractual relation between the first party and the

second party.

ARTICLE 3. RIGHTS GRANTED

Subject to the terms and upon the conditions set forth herein, throughout the duration of $150,000 USD

and the Second Party Hereby accepts to use and invest the above mentioned Fund in financing

ARTICLE 4. PURPOSE

The provision of the fund is to enable the second party finance His Project with a loan under the direction

and approval of the management and authorized investment technocrats as may be assigned by the First

party.

ARTICLE 5: DUTIES OF THE FIRST PARTY

The duties of The First Party, under the terms and conditions of this contract shall be as follows:

A.) To make available the sum of $150,000USD as an loan upon formal approval by the board and

management.

B.) To confirm that the second party is legally entitled to receive the fund and is duly certified by a

certified and recognized professional body as trained fund administrator.

C.)To ensure that the second been has not been convicted of any criminal offense or does not have a

history of financial mis-application or belong to any out-lawed organization.

D.) To draw up contracts for the implementation of the agreed Investment Memorandum of

Understanding.

ARTICLE 6: DUTIES OF THE SECOND PARTY

The duties of The Second Party, under the terms and conditions of this contract shall be as follows:

A.) To make arrangement on his personal cost to be at the choice location for the formal for signing of

partnership contract and induction.

B.) To ensure prompt liberation investment portfolio (fund) allocated and transferred by the First Party, is

up to the total sum authorized , to be used for the purpose of investment.

C.) To acknowledge the receipt of funds in writing in presence of the representative of the first party.

D.) To pay on inception of the contract approved 3% interest rate per annum through out the duration of

the contract unless it?s modified by the organization.

E.)To ensure proper documentation of all transactional expenses as well as submit quarterly audited

account to the first party financial designate.

F.)To endeavor to attend the necessary induction training and certifications.

ARTICLE 7: DURATION OF THIS AGREEMENT.

A.)The present agreement shall become effective only on the date that the first initial mobilization fund is

transferred, entered and availed into the account of the second party and shall be valid for an initial term

of Seven (7) full consecutive years

B.) Afterwards, this Agreement shall be terminated by first party after the loan tenure.

C.) Any termination of the present Agreement shall not impair any rights or remedies of any party hereto

neither accrued prior to the termination nor relieve any party of its obligations accrued prior to such

termination.

D.) The proof of acknowledgement of fund in account should be obtained from the receiving bank, as an

evidence that the money is being received by the second party to identify the validity and starting date of

this agreement.

ARTICLE 8. EXPIRATION AND CANCELLATION

8.1 This Agreement shall expire as provided in Article 8 hereon. It may Also be terminated by either party

for any of the following reasons and conditions:

8.2 If the fund agreed in this agreement has not been availed to the second party after the scheduled

transferred date for whatsoever reason, this contract will be automatically canceled and first party has

under law or jurisdiction to pay the compensation or amount to the second party.

8.3 The unanimous decision of the two parties to cancel this agreement at the terms and conditions

agreed and specified at that particular time If the second party fails to pay the interest agreed to the first

party for the first year.

8.4 Any one of the parties could cancel the agreement after settling his liabilities to the other party in the

following way:

8.5 If first party wishes to cancel at any time he should pay to the second Party the following amount: For

cancellation in any of the first year an amount of 3% of the total fund provided where it will be deducted

from the fund amount on the date of expiration

ARTICLE 9.CANCELATIONS:

9.1 For cancellation before the end of the last year of the agreement, an amount of 0.5% of the total fund

provided will be deducted from the principal amount to be paid on the date of expiration in additional to

the current year interest ( To be deducted )

9.2 The first party has the full rights to terminate the contract without any penalty or deduction if the

second party fails to pay the agreed interest rate for two consecutive years of transactions.

9.3 The second party can terminate this agreement at any time by paying back the fund in additional to

5% of the total fund or last year dividend, whichever is higher.

9.4 Furthermore, the present Agreement will be terminated in the event either party ceases activities,

liquidates or dissolves itself, demands a moratorium involving a large part of its assets, ceases to make

payments, declares bankruptcy, and is declared in judicial adjustments or liquidation or become the

object of any similar procedure, becomes the object of a judgment ordering it to cease activities, has its

assets seized or has trustee or receiver appointed.

9.5 At the end of this agreement for any reason whatsoever, the second party will return to the first Party

its whole value of current finance holding which the first party undertakes to take back.

ARTICLE 10. CONFIDENTIALITY AND ANONYMOUSITY

The parties hereto agree to respect the confidentiality nature of information which they receive during the

term of this Agreement, including information concerning the sale, distribution, Financial statements or

banks or accounts information of the company or the signatory of this agreement, and they undertake to

keep such information strictly confidential during the said term, and after the termination or non renewal of

the Agreement.

ARTICLE 11. LEGAL / PROCESSING FEES/ DUE DELIGENCE

In respect of the preparation of security documents, agreements and loan documentation, a solicitor shall

act only for the borrower/chargor and the remuneration of the solicitor shall be in accordance with the

applicable scale fee specified based on the secured or financed amount. This is in an amount of $450

payable to commence due diligence, preparation of security documents, agreements and loan

documentation.

ARTICLE 12. NOTICE

12.1 Any notice demand , request , consent , approval, designation, specification or other communication

given or made , or required to be given or made hereunder, shall be in writing and shall be hand delivered

or sent by email) addressed to the parties in the manner set forth below :

(i) to the First Party

(ii) to the Second Party

Or to such other address of facsimile or telex number or person as either party may hereafter designate.

12.2 A notice shall be deemed to have been given and received:

(i) when left at the appropriate address if hand-delivered or sent by email;

(ii) when actually received if sent by facsimile or electronic data exchange; or

(iii) when dispatched and the correct answerback received if sent by telex or facsimile.

ARTICLE 13. FORCE MAJEURE

Non compliance by either the First Party or the Second Party owing to Force Majeure with any of the said

obligations shall not lead to the Termination of this agreement provided either the first party or the Second

Party has, as soon as possible under the circumstances, notified the other party in a letter sent by email

or hand delivery, of the reason for non compliance. Pursuant to this clause, Force Majeure shall be

deemed to be any unforeseeable and irresistible event provoked by an external cause, which constitutes

an obstacle to the performance of an obligation, such as foreign or civil war, riots, acts of public enemies,

general strikes, sabotage, piracy, fire, explosion, natural disasters and act of local government and

parliamentary authority. The parties agreed to interrupt the

Agreement for the period of such event and until the activities resume normally.

ARTICLE 14. GOVERNING LAW AND JURIDICTION

14.1 All difference concerning the validity, the interpretation or the performance of the present Agreement

shall be finally settled under the arbitration of a court in England and the language of such arbitration shall

be English.

14.2 This agreement shall in all respects be governed and construed in accordance with the law of the

country that the agreement was executed, delivered and performed within.

ARTICLE 15. MISCELLANEOUS PROVISIONS

15.1 This Agreement may be amended only by a written document signed by both parties or by their duly

authorized representatives.

15.2 This agreement supersedes all prior agreements between the parties (written or oral) and is

intended as a complete and exclusive statement of the terms of the Agreement between the parties.

15.3 All reference to a year or a month shall mean a calendar year and a period of thirty days

respectively.

15.4 In the event that this agreement is translated into any other language, the English language version

hereof shall govern.

Authorized Signatory For Global Finance:

Ari Gagne

____________________

Authorized Signature

For: Philemon Ngeno

GLOBAL

FINANCIAL USA INC.

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 11:59:55 PM

PURCHASE AGREEMENT FOR GOLD SAMPLE

PURCHASE AGREEMENT

This Purchase Agreement (hereinafter the Agreement) is made on this 30 day of October 2020, between ???.. a limited liability company duly incorporated in the Emirate of Dubai, United Arab Emirates with its registered office address at ????.(Hereinafter referred to as the Buyer) AND; ?????????? (Hereinafter referred to as the Seller) Together Parties WHEREAS A. Both Parties are willing to enter this Agreement to facilitate the sale/purchase of Gold B. The Seller is in possession of up to 500 Kgs of gold (Consignment) and the Buyer is ready, willing and able to purchase the entire Consignment subject to the provisions of this Agreement. C. This Agreement is valid the Consignment and such further consignment as the Seller may be willing to sell to the Buyer. TERMS 1. The seller is in possession of a consignment of 500 kg of gold nuggets. Buyer agrees to purchase the entire consignment immediately available, subject to a trial of 10 kg. Once successful, buyer undertakes to buy the entire consignment of 500 kg, followed by monthly tranches of 200 kg for a 12 months period. 2. For the avoidance of doubt, pure Gold means the percentage of Gold (Au) composition in he product following an assay analysis. 3. Both parties agree that the price per kilogram of pure Gold is fixed at 42,000 USD. Both Parties agree that payments shall be made in United States Dollars. 4. The Seller shall deliver the Gold to Africa Gold Refineries (AGR) located at Oserian Warehouse, First Freight Lane, Jomo Kenyatta International Airport, Nairobi, Kenya. 5. The date and time of the first delivery shall be the XXX 2020 at not later than 09:00am (and/or such date and time mutually agreed by both Parties). Subsequent deliveries shall be agreed between the Parties. 6. Prior to delivery, the Seller shall provide the Buyer with the following information: a. Details of the individual delivering the Gold (name, number, ID/Passport Copy) b. Details of the vehicle (license plate number, type of vehicle, color) 7. AGR shall perform the following services on behalf of the Buyer: a. Weighing b. Melting c. Smelting d. Casting e. XRF analysis f. Fire assay. 8. Once AGR provides and confirms the weight and analysis of the product to both Parties, the Buyer shall initiate the export process (via Brinks) and the consignment shall be taken to the Ministry of Mining (Madini House, Kenya) for export clearance. Upon receipt of the final documents from the Ministry, the consignment will be shipped to Dubai (UAE) with the buyer as the consignee. 9. The Buyer agrees to cover the Royalty fees and the export fees due to ship the consignment to Dubai. 10. The buyer shall receive and clear the shipment and the buyer is required to release the payment to the seller within 48 hours from the receipt of such shipment. The Seller shall provide an invoice to the Buyer based on the final test results for purposes of payment. 11. Each Party shall be responsible for their tax obligations (if any) arising of the transactions subject of this Agreement. 12. This agreement shall be governed under laws and jurisdiction of the Emirate of Dubai, UAE and all matters of dispute, arbitration, adjudication shall be subject to the courts of Dubai, UAE. IN WITNESS WHEREOF, the Parties have executed this Agreement as of the date first written above. FOR AND ON BEHALF OF SELLER FOR AND ON BEHALF OF THE BUYER NAME: TITLE: NAME: SIGNATURE: TITLE: SELLER DATE: SIGNATURE: DATE: _______________________

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 11:59:35 PM

SAMPLE CONTRACT FROM WILHELMINA

Buyer must fill in his information before we proceed the contract. Then we will acknowledge once we received buyer intention to purchase.

Company Name :
Represented By the owner & CEO :
Address
Passport Number:
How many kilo to start with.
Second shipment
Curats 24carats+ Purity 99.95% +	1kg 10% less discount
Third shipment
Mode Of Payment
4^th shipment
Cell Phone
Are you a buyer?s agent
Buyer need to pay his agent not the seller
Are you a trader
Mode of payment
Buyer need to show proof of fund before we proceed to assay the gold
Tel
Fax
Quantity first shipment
Second shipment
Third shipment
Fourth shipment
Nationality
Email

Buyer Banking Information

Banking Detail
BSB Number
Account Name
Account Number
Swift code
Address
Telephone
Manager Name
Fax Number
Email Address

Buyer refinery address overseas for final assay

Refinery name
Address
Tel:
What account refinery no. buyer have
Fax
Which security logistics buyer would use when the gold arrived buyer destination
Website of that logistics shipper
email
Refinery website
Contact person
Manager of the refinery overseas for us to verify before gold to be shipe

Note: Buyer passport and business license will required for us to determine how serious is the buyer. Then we will send letter of acknowledgement and contract base on the buyer information

Contact : Ms.Wilhelmina Ford
International Seller mandate who handle sales and marketing on behalf of the seller, whom you can trust the most
Tel:+ 61406003528
skype: wilhelmina.ford
Minag125@yahoo.com.au
Tel: + 6140600352/+6145713413
INTERNATIONAL SELLER MANDATE/SALE MARKETER- BASE IN AUSTRALIA
http//www.facebook.com/WilhelminaFordgold

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 11:58:28 PM

FCO FOR PRECIOUS STONES

PRECIOUS STONES
INVESTMENT S/L Ltd.

24 Main Kenkodu Road Koidu Town Sierra Leone

Whatsap Mobile: +232 (78) 25764
www.precioussinvestment.com

E-mail: info@precioussinvestment.com 18/10/2019.

FULL CORPORATE OFFER

We Precious Stones Investment S/L Ltd are ready, willing and able to declaring that the Gold product is free and clear from non-criminal origin unencumbered and free of any liens transferable and exportable. We are also declaring that we are the owner and seller of the Gold product indicated below.

COMMODITY SPECIFICATIONS:

a) COMMODITY: Aurum Utallum (AU)

b) FORM: Gold BARS

c) PRICE:                   $30,000 USD Per kg
d) PURITY:                96.87% like minimum value and 99.9% like maximum value.
e) FINENESS:           22 karats plus
f) ASSAY:                    Final assay to be made by the refinery and this value will be                                                            accepted by both buyer and seller.
g) ORIGIN:                Sierra Leone, West Africa.
h) PACKING:             Export Package Boxes or any other suitable packaging commonly

Used in the trade.

QUANTITY: The contractual quantity for sale to the Buyer Under the terms of this Agreement shall be 20-kgs for open door trial shipment.

PRICE:

The price payable by the Buyer is $30,000 per kg at Cash & Carry after testing the gold here in Sierra Leone with your testing machine, But if buyer cannot afford to pay for the gold here in Sierra Leone and want us to bring the gold to his refinery destination then buyer will be responsible to pay for Government Export duties for the 20kgs in Sierra Leone, Seller representative will accompany the buyer and the goods to the buyer refinery and witness full payment of the gold and the refinery assay result.

The buyer will be responsible for the costs of moving the merchandise from its origin, to its refinery destination country.

DELIVERY TERMS:

a) The delivery terms for this FCO are on FOB/ CIF basis with taxes.

b) The final assay certificate from refinery assigned by buyer shall be the final proof of gold content quality and quantity/weight and do the final payment of the full amount.

c) The merchandise will be given to the Buyer once the refinery emits the result of the purity obtained in the refined gold. The merchandise will be guarded by the refinery, to the Buyer. The ownership of gold still remains under the Seller, until it automatically passes to the Buyer, only once the payment is effected as per this FCO.

PAYMENT TERMS

The buyer will travel to seller country and pay all government taxes and fly with seller to the refinery. The full payment will be by means of Bank to Bank wire transfer within 48-72 hours after the analysis assay report from the refinery. Our representative will be at the refinery to witness the gold final assay report and payment into our account.

DOCUMENTS:

Each sale shall be identified with all appropriate contract reference codes and numbers. Seller must provide the following documents to Buyer:

a.) Three originals of Commercial Invoices in favor of the Buyer.

b.) Certificate of Origin.

c.) Certificate of Ownership.

d.)        Certificate of Movement.
e.)        Declaration that the product is free and clear and of non-criminal origin,    unencumbered and free of any liens, transferable and exportable.
f.)         Gross weight and net weight.

g.) All necessary document for the export-import of gold.

PROCEDURE: (In time sequence)

- Interchange of FCO + DRAFT CONTRACT, and any documentation to support the transaction from Buyer/Seller.

Options for the signature of the contract:

a) After Signature of the purchase contract, the buyer will come to seller country for face to face meeting/ gold inspection, in the country of origin of the merchandise. By the Buyer or his representative, our representative will travel to the buyer country alongside the gold and the Buyer will take good care of him and guarantee his safety in the buyer country until the transaction is done.

b) Seller guarantees that his representative will accompany merchandise to the end Buyers' designated country of choice and refinery.

Seller signature: Buyer signature:

Name: R.Cole

President, Precious Stone?s

Investment Limited.

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 11:57:40 PM

How to be creative

CREATIVITY

The human brain is not designed to be creative.It is designed to set up routine patterns and to use and follow these patterns.we may need to use routine patterns 98% of the time and only to be creative 2% of the time.To show this,there is a game where you start with a letter and then add another letter,a whole word has to be formed.

Start with a

Add t. The new word is at

Add c. The new word is cat

Add o. The new word is coat

Add r. The new word is actor

Until the addition of the ?r? it was quite simple to add the new letter to the existing ones to form a new word.With the r it was necessary to go back and completely restructure the use of the previous words.

We live over time.New information comes in over time.we add this new information to what we already have to go back and restructure what we had before.This is creativity.More often we are not forced to go back.we stick to what we have.If we choose to go back and restructure then we get a much better arrangement.This is creativity we choose to use.If doors are normally rectangular and you suggest a triangular door,that is not creative in less you can show value for the new shape.

The argument that creativity cannot be taught is usually based on pointing to extreme cases of creativity talent,such as Einstein,Newton.But imagine a row of people lined up to run a race.The starting signal is given and the race is run.someone comes first and someone comes last.Their performance depends on their natural running ability.

Now if all the runners have some training ,they all finish the race much faster than before.However,someone still first and someone still comes last.

So if we do nothing about creativity then obviously creative ability depends only on natural talent.But if we provide training,structures and systematic techniques,then we raise the general level of creative ability.Some people will be much better than others but everyone will acquire some creative skill.

Creativity is no longer a mysterious gift or special talent.we can now see creativity as the behavior of a self organizing information system that makes patterns which is your brain.Once we can understand the underlying system,then we can design tools for the deliberate use of creativity.These tools can be very powerful.It need no longer be a matter of sitting and waiting for ideas and inspiration.We can do certain things that will result in the brain having new ideas.

THE RANDOM WORD TOOL FOR CREATIVITY ?

You have your focus.you know where you want to generate new ideas.You then obtain a random word. Nouns are easiest to use,so use a noun.You can obtain your random word in several ways.

You may keep a list of 60 words on a card in your pocket.You then glance at your watch.If the second hand shows 27 seconds,you select word number 27 from your list.

You could also choose a page number in a dictionary and then specify the tenth(or other) word down on that page.You continue downwards until you come to a noun.You could do this with any book with a page and line number.

You could put words written on slips of paper into a bag and then pick one out.

All of these are practical ways of obtaining a random word.Once you have your random word,you then use this random word to generate ideas about the subject.

Divya posted in Self help

Post updated on: Aug 6, 2021 6:13:22 PM

FCO FOR ROYAL GOLD

ROYAL GOLD

LAPAZ-ACCRA.TEL:+23354423217, +233 30208085. EMAIL: royalbiz@gmail.com

FULL CORPORATE OFFER FOR AU GOLD

Our Ref: RGMC137

Your Ref: - __________________________ Date: 26/11/2019

ATTN: BS.CONNERMER SL

B54930920

PLAZA AYUNTAMIENTO N 2-1-4A

ALICANTE

MR. AITOR TRAVESI OROSCO

FULL CORPORATE OFFER FOR 10KGS OF GOLD BARS

I hereby confirm with full corporate responsibility, under penalty of perjury, that we

are the seller for the above referenced Gold, for sale in the international market.

The consignment, being offered, is available and pretty much genuine. Additionally, we

further confirm that we are bona-fide owners with the power to enter into any

meaningful transaction. With the knowledge of the act of fraud, we understand the

fact that we are civilly and criminally liable under our control as sellers for this

business transaction. As such, this copy; either, by facsimile, email, or hard copy, shall

be accepted as original and binding document by all the parties involved.

As the seller, we are ready, willing and able to deliver the consignment with the following

specifications:

Commodity : Gold bars

Purity : 94.6%+ pure, 22+ct

Total Quantity: 10KGS

Monthly Delivery: 50-70kgs. 1 YEAR CONTRACT

Price per Kg: 32,000 USD

Packing : Packed in metal boxes suitable for airfreight

Shipment : Hand Carry

Destination : Spain

Payment Terms: Full payment after final assay from buyers stated refinery.

*Seller has agreed to carry 10kgs to the buyer destination in Spain under his own cost for the final assay and

Payment.

*Buyer has agreed to issue invitation and pay visa for the seller to enable him carry the 10kgs of gold to his

Destination.

I look forward to your positive response with respect to the signing of this FCO to enable us

proceed with this business. Be alive to the fact that you are dealing with a serious, committed but

above all, honest seller who looks into the long-term business venture.

Yours faithfully, BUYER

ROYAL

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 5:44:24 AM

FCO FOR XPRESTIGE LTD

REFERENCE NUMBER AND TRANSACTION CODE DATE OF ISSUE : 11-011-2017 SELLER?S CODE : XP PRESTIGE1001/23T BUYER?S CODE : GOLD DUST/ BARS/ NUGGETS FULL CORPORATE OFFER

We XP Prestige Company Limited (Seller Company) with full corporate authority and legal responsibility under penalty of perjury do hereby officially offer/ confirm our willingness and readiness to sell our AU Metal (Gold Dust, Gold Bars, Gold Nuggets) with the undermentioned specifications, as per the following terms and conditions: Product Gold Dust/ Gold Bars/ Gold Nuggets Purity 95.5% or more Form/ Carat +23carat Quantity 50KG Price $ 30,200 Origin GHANA, WEST AFRICA Payment FOB/CIF (Negotiable between Buyer & Seller) SELLING CONDITIONS & PROCEDURES  Seller sends FCO tobuyer.  Buyer & Seller have face to face meeting in seller?s export office in Accra-Ghana, buyer inspect all the goods, conduct initialtest.  Buyer & Seller signsMOU.  Buyer will document the gold for export in his/ her name and address to enable smoothand legal shipment. The cost incurred will be deducted from the final payment.  Seller together with Buyer commences shipment to Buyer Final Refinery destination prior to departure, copy of export documentations will be sent out to the Buyer/ Refinery via email. Seller?s Rep and Buyer?s Rep will accompany the gold cargo for delivery to the Buyer?sRefinery.  Buyer will be responsible for clearing of the gold cargo at the import customs of airport transport the gold cargo to his refinery for analysis and the hotel accommodation of sellersReps during his stay for the assay analysis and full payment.  After smelting and issuing a new assay report, the buyer will transfer the agreed price tothe sellers? bank account by swift/wire, less the exportation cost incurred in procedure#.4  Both the seller and buyer shall accept the final assay result at the final buyer?s refinery as the bases for payment. This offer is valid for 14 working days from the date herein. Thanks you and hoping to do long term business with you. Best regards, Francis Atta (Seller) Tel: 00233-5430792

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 5:44:06 AM

FCO FOR ABORZ LTD

Rue 341, Banconi, Porte 241

Bamako Republique Du Mali

Email: aborzga@hotmail.com

Tel: +96650447803

Ref No 00138/GCM08/16

ATTN:

BUYER

FULL CORPORATE OFFER

I, IBRAHAN DIAKITE, with full legal and corporate responsibility, and under penalty of perjury, with full knowledge of the act of fraud; and as the Seller or Authorized Seller?s Mandatory, are ready, willing and able to deliver the herein offered (Au) metal under the following terms and conditions:

Terms and conditions:

Commodity: AU Gold Bar

Form: Dory Bar

Purity: 93.6%+

Quantity: 500kg every month

Origin: (MALI)

Price: $28,000usd Per Kg CIF

Payment: Swift Transfer

Carat: 22.60+

Procedures

1. The Seller issues a full corporate offer - FCO

2. The Buyer will sign the FCO and returns it to the Seller.

3. The seller and the Buyer will sign and seal the contract and exchange it by electronic means.

4. Buyer will issue LC VIA MT 760 swift confirmation to Seller Nominated Bank Account against delivery in favor of Seller as per the sales and purchase agreement.

5. Seller prepares commodity for shipping and informs Buyer of departure date and arrival date of shipment and sends copies of all required documents via email, including complete flight details for shipment.

6. Seller is responsible for all exportation Charges in Country of Origin of gold up to Free zone air Port of buyer designated Refinery.

7. The Sellers representative will accompany every shipment starting from the first shipment of 500kg to Buyer Refinery for the Assay of the GOLD and all expenses for the Assay and Refinery shall be at the Buyer Account.

8. Other shipment shall follow every month for 12 months.

9. If the purity of gold Dory bars is less than 93.6% the seller agrees to adjust the price accordingly.

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 5:43:16 AM

FULL CORPORATE OFFER FROM GIG MINERS

Our Ref:GIG/05633/2017

FULL CORPORATE OFFER

With Regards to your Request for the Purchase of our Alluvial Gold Dore Bars, we the above

mention Local Mining Corporation group (GIG Company Ltd) being in service under the c/o

Mr. Michel Kamdem with PASSPORT No: 01541766 CEO Designated as the Local Miner of the

above Mention Corporation hereby confirms with full legal and corporate responsibility under

penalty of perjury, that our corporation is ready, willing and able to enter into a contract to sell

AU Gold Dore Bars under the following terms and conditions:

Commodity : Gold Dore bars

Purity : 99.99 % pure, +24 carats purity

Quantity : 500Kgs

Fixed Price : $30,000usd per kg

Packing : Packed in 1metal box suitable for airfreight

Shipment : By Airfreight Government recognized freight and export agency

Commission : buyer and seller agree on. (TBA)

Origin : Cameroon and sierra leone

Location : Eastern Region (Bertoua)

Destination : Buyer's Choice

GIG MINERS CO. LTD

35 Rue de la gare Ayos Bertoua Cameroon

BP 4331 Cameroon Reg No 4005

Tel: +237675942977

_______________________________________________________________________________

2. DOCUMENTS ACCOMPANYING MERCHANDISE

This delivery shall be accompanied by:

1. A Certificate of Origin

2.A Certificate Of Ownership

3.4 copies of Commercial Invoice from the consigner

4.Preliminary Assay Certificate IRGM Yaound? Cameroon

5. Certificate of Non Criminal Origin

6.Certificate of Photosynatry

7.Shippers Instruction for airway bill Issuing

8. Shipment Packing List

9. Safe Keeping Receipt

CIF PROCEDUES PRIOR SHIPMENT

1.) Seller sends FCO and Draft Contract to the buyer for Verification.

2. Buyers Receives FCO and Draft Contract, sign and sealed, then Forwarded back to the Seller for

verification before showing the signed documents to the Corporation Local Miners Store Keeper for

the Release of the first tranche of Merchandise needed..

3.) Sellers side goes over signed contract and immediately forward the Gold Dore Bars, would be

pre-Assayer by the Ministry of Scientific Research with a copy of the pre-Assayer Results issued out

to be forwarded to the Buyers end as a Reference copy to their Buyers Gold Refinery. (Buyers end

should note here that, the pre assayer carried out from our Government is necessary here even

though we don?t have good technological Devises for such test. This is because we don?t even have a

single refinery in our country to test out gold. So all this is done by our Ministry of Scientific

Research)

GIG MINERS CO. LTD

35 Rue de la gare Ayos Bertoua Cameroon

BP 4331 Cameroon Reg No 4005

Tel: +237675942977

Email: Giggoldminers@gmail.com

_______________________________________________________________________________

4.) Upon receiving the Pre Assayer Test Results, Seller side would immediately get dated pictures

with news paper covers of the gold dore bars to be ship with Buyers names and address written and

placed inside the boxes of Gold and would immediately Book a day to deposit the Gold at the Ministry of Mines

prior to Obtain a CEMAC BUYERS PERMIT for the shipment of the said cargo.

Note:

(The Buyer side should get it clear here that, these are Cameroon Obligatory procedures for the sales

of Precious Metals on International bases for the Cameroon Ministry of Mines would have to give us

a date for us to bring printed hard copies of our signed SPA for approval alongside the goods and the

pre assayer test result sheet from our Ministry of Scientific Research.

During this period of time, the Ministry of Mines storage house upon receiving these documents and

the goods at our appointed date would have to communicate with the Buyers end on an Interview

Bases, a time schedule would be given for that due to time differences. The interview would be done

either on a direct phone communication with the Buyers end or Skype communication. This would be

done in order to find out if they are willing and able to get the consignment from us and while not get

into a long term trade with our corporation that would bring about development in a long Run. Also

to find out if the buyers end got any bad records out there in terms of International trade.

All Results being negative, then the whole deal would be canceled out and we shall get back our Gold.

We shall provide the buyers end with such guide of questions they shall ask your side for the

Interview.

(5 Upon Confirmation of a positive Test results from the Interview with the Buyers end, the Ministry

of Mines storage house would at this moment registered down the amount of Gold they have receive

for shipment, forward a copy of our SPA to their contract department for procession and approval

and as well issue out their COMFIRMATION LETTER, SKR as well as their PROFORMA

INVOICE for the payments of the said CEMAC BUYERS PERMIT.

GIG MINERS CO. LTD

35 Rue de la gare Ayos Bertoua Cameroon

BP 4331 Cameroon Reg No 4005

Tel: +237675942977

Email: Giggoldminers@gmail.com

_______________________________________________________________________________

The cost of the said cemac buyer permit is $5500usd and it is valid for 5 years renewable and the

fee is paid directly to the Cameroon Ministry of Mines account to obtain the permit before the

government can approve contract and authorize the seller to ship the gold to buyers refinery for

final assayer and payments for the goods as well.

(6) Ministry approves contract within few days and forward copies to both parties for verification

and Confirmation and would as well forward the goods to the Ministry of Transport for shipment

with the Seller paying for the shipment allocation fee, Cost, insurances and freight charges for the

gold to depart to buyer?s destination.

(7) Ministry recognized Freight and Export agency get in contact with buyer with all shipping

Documents forwarded to the Buyer as well as the Air Way Bill (AWB) and TRACKING NUMBER

for Easy tracking of the package so as to get the Precise date of arrival at Buyer?s Airport.(These

shipping documents would be Certified as well If needed hard copies by the buyer).

8) Gold Dore Bars shipped to buyer?s destination port accompany by sellers Agent if needed.( The

sellers Commercial agent would hold a copy of the Commercial Invoice to present to the Buyers end

for the payments to be made after the Final Assayer report)

9) Gold Dore Bars Received by buyer in the presence of Sellers Agent.

10.) Buyers end upon receiving goods would made all payments to their government taxes, fees and

shipment expenses from airport to Gold Refinery in the presence of Sellers Representatives

11.) Assayer of Gold Dore Bars carried on in the presence of seller?s representatives. Upon the

completion of the the assayer. The Buyers end will transfer their funds back to Seller?s account

within 72 hours.

12.) Upon final confirmation of the first trance. The seller?s side

philemon posted in CONTRACT SAMPLES

Post updated on: Aug 6, 2021 5:39:07 AM

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Table of Contents

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BUYER